209 Copper Ave, Vista, CA 92083 Property Records

San Diego County property record for 209 Copper Ave, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,105 sqft · built 1959
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Trust Names on File
Last Sale	$210,000 (Apr 2009)
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Apr 2026 Transfer Sep 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`164-083-16-00`

Property Details

APN / Parcel Number

Primary APN	`164-083-16-00`
Alternative APN	`1640821400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,105 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1640821400
Street Address	209 COPPER AVE
City	VISTA
State	CA
Zip	92083-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 9 POR TR 001501
Legal Subdivision	RICHARDSONS ADD
Legal Tract	001501
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19406

Owner

209 Copper Ave is owner-occupied and held in a trust since April 2009.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	209 COPPER AVE, VISTA, CA 92083-4414
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT INC
Oct 4, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2009 · Amount on File
Deed Sale	Apr 23, 2009 · Amount on File
Prior Sale	Aug 1, 2006 · Amount on File
Deed Document Number	2009210440
Prior Transfer Date	Oct 25, 1997
Prior Transfer Doc	0000541284
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 9, 2026
Property Address	209 COPPER AVE, VISTA, CA 92083-4414
Document Number	0000098030
Instrument Date	Mar 27, 2026
Instrument	202698030
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	209 COPPER AVE, VISTA, CA 92083-4414

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	209 COPPER AVE, VISTA, CA 92083-4414
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 COPPER AVE, VISTA, CA 92083-4414

Mortgage

Document Number	0000252250
Date	Sep 18, 2023
Instrument	2023-0252250

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	209 COPPER AVE, VISTA, CA 92083-4414
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 COPPER AVE, VISTA, CA 92083-4414

Mortgage

Document Number	0000836025
Date	Dec 10, 2021
Instrument	2021-0836025

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	209 COPPER AVE, VISTA, CA 92083-4414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403991
Date	Sep 16, 2019
Instrument	2019-0403991

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	209 COPPER AVE, VISTA, CA 92083-4414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000310502
Date	Jun 16, 2020
Instrument	2020-0310502

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	209 COPPER AVE, VISTA, CA 92083-4414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 COPPER AVE, VISTA, CA 92083-4414

Mortgage

Document Number	0000578439
Date	Sep 28, 2020
Instrument	2020-0578439

Lender

Name	RATE RABBIT INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2018
Property Address	209 COPPER AVE, VISTA, CA 92083-4414
Document Number	0000414731
Map Reference	MAP 1501
Instrument Date	Sep 28, 2018
Instrument	2018-0414731
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	209 COPPER AVE, VISTA, CA 92083-4414

Mortgage

Document Number	0000414732
Date	Oct 4, 2018
Instrument	2018-0414732

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 209 Copper Ave was $3,764, up 4.8% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$276,477 (+2%) Land $157,989 Building $118,488
2025	$3,764.00 (+4.82%) Homeowner's exemption	$271,057 Land $154,892 Building $116,165
2024	$3,591.00 (+2.02%)
2023	$3,520.00 (+0.23%) Homeowner's exemption	$260,533 Land $148,878 Building $111,655
2022	$3,512.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 209 Copper Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 209 Copper Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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