209 Commerce Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 209 Commerce Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1947
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$140,650 (May 2023)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	May 2023 Sale May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24M-12-0728`

Property Details

APN / Parcel Number

Primary APN	`24M-12-0728`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
Gross Area	928 sqft
1st Floor Area	672 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2016
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	117 ft deep x 67 ft wide

Exterior Amenities

Porch	Stoop
Porch Area	48 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	48 sqft
Poultry House	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	209 COMMERCE AVE
City	SAINT LOUIS
State	MO
Zip	63122-6203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	CHESTER HEIGHTS LOTS 23 & 24 RESUB LOT 2
Legal Subdivision	CHESTER HEIGHTS LOTS 23 & 24 RESUB
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2009
Census Tract	218600

Owner

209 Commerce Ave is owned by a company that bought it in May 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	Company Name on File
Mailing Address	10326 RICHVIEW DR, SAINT LOUIS, MO 63127-1433
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer STATE LOUIS COMPANY TITLE (SLCTC), STL
May 17, 2023	Warranty Deed, Transfer
Jan 6, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES SAVINGS BANK OF RHINELAND
Mar 13, 2017	Warranty Deed, Transfer · Line of Credit PEOPLES SVGS BK/RHINELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	Dec 24, 2019
Deed Document Number	2023287
Prior Transfer Date	Dec 14, 2011
Prior Transfer Doc	0197870495
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 17, 2023
Property Address	209 COMMERCE AVE, SAINT LOUIS, MO 63122-6203
Document Number	2023051700287
Map Reference	MB 38 PG 75
Instrument Date	May 11, 2023
Instrument	2023051700287
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 416, HERMANN, MO 65041-0416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10326 RICHVIEW DR, SAINT LOUIS, MO 63127-1433

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 17, 2023
Property Address	209 COMMERCE AVE, SAINT LOUIS, MO 63122-6203
Document Number	2023051700287
Map Reference	MB 38 PG 75
Instrument Date	May 11, 2023
Instrument	2023051700287
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	DOB 416, HERMANN, MO 65041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10326 RICHVIEW DR, SAINT LOUIS, MO 63127-1433

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	209 COMMERCE AVE, SAINT LOUIS, MO 63122-6203
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 STATE HIGHWAY 100 W, HERMANN, MO 65041-1526

Mortgage

Document Number	0243250116
Date	Jan 6, 2021
Book Page	24325/116
Instrument	2021010600276

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank
Address	HERMANN, MO 65041

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 13, 2017
Property Address	209 COMMERCE AVE, SAINT LOUIS, MO 63122-6203
Document Number	0224341393
Book / Page	022434 / 001393
Instrument Date	Mar 10, 2017
Instrument	447
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 COMMERCE AVE ST LOUIS MO 631226203, ST LOUIS, MO 63122-6203

Mortgage

Document Number	224341399
Date	Mar 13, 2017
Book Page	022434/001399
Instrument	449

Lender

Name	PEOPLES SVGS BK/RHINELAND
Type	Federal Savings Bank
Address	HERMANN, MO 65041

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 209 Commerce Ave was $1,478.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,850 (-) Land $14,920 Building $10,930	$136,000 (-) Land $78,500 Building $57,500
2025	$1,478.00	$25,850 Land $14,920 Building $10,930	$136,000 Land $78,500 Building $57,500
2024	$1,478.00 (+1.58%)
2023	$1,455.00 (-3.77%)	$23,260 (+9.51%) Land $7,640 Building $15,620	$122,400 Land $40,200 Building $82,200
2022	$1,512.00	$21,240 Land $8,590 Building $12,650
2021			$111,800 Land $45,200 Building $66,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 Commerce Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1993–2013)
Most Recent Claim	Aug 2013
Claims by Event	Flooding, Jul 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Commerce Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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