209 Cole Rd, Drummonds, TN 38023 Property Records

Tipton County property record for 209 Cole Rd, Drummonds, TN 38023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 1977
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Aug 2023)
Tax Bill	$939 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084125 08007`

Property Details

APN / Parcel Number

Primary APN	`084125 08007`
Alternative APN	`125 08007`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	270 sqft
Unfinished Basement	270 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	480 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	209 COLE RD
City	DRUMMONDS
State	TN
Zip	38023-4993
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 05, COUNTY AREA: S60
Legal Subdivision	WILKINSVILLE EST
Legal Lot Number	7
Jurisdiction	TIPTON TN
Township / Civil Division	8
Census Block Group	3
Census Block	3011
Census Tract	40100

Owner

Source: Tipton County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 COLE RD, DRUMMONDS, TN 38023-4993
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage KIMBERLY CLARK CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Apr 1, 1997 · Amount on Record
Deed Document Number	2023268742
Deed Book / Page	2011 / 690
Prior Transfer Date	Aug 24, 2023
Prior Transfer Doc	0002011690
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	209 COLE RD, DRUMMONDS, TN 38023-4993
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 COLE RD, DRUMMONDS, TN 38023-4993

Mortgage

Document Number	0002115740
Date	Mar 9, 2026
Book Page	2115/740
Instrument	290656

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Aug 28, 2023
Property Address	209 COLE RD, DRUMMONDS, TN 38023-4993
Document Number	0002011690
Book / Page	2011 / 690
Map Reference	MB 2 PG 24
Instrument Date	Aug 24, 2023
Instrument	268742
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	NOT AVAILABLE, TITAN TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 COLE RD, DRUMMONDS, TN 38023-4993

Mortgage

Document Number	0000268743
Date	Aug 28, 2023
Instrument	268743

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	209 COLE RD, DRUMMONDS, TN 38023-4993
Document Number	1731334
Book / Page	001731 / 000334
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 COLE RD DRUMMONDS TN 380234993, DRUMMONDS, TN 38023-4993

Mortgage

Document Number	1731334
Date	Aug 15, 2017
Book Page	001731/000334
Instrument	206643

Lender

Name	KIMBERLY CLARK CU
Type	Credit Union
Address	MEMPHIS, TN 38107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 14, 2027

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$939.00 (+5.51%)	$61,725 (-) Land $14,500 Building $47,225
2023		$61,725 (+41.41%) Land $14,500 Building $47,225
2022	$890.00	$43,650 Land $10,675 Building $32,975	$174,600 (-29.28%) Land $42,700 Building $131,900
2020			$246,900 Land $58,000 Building $188,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Cable	2,000 / 75
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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