209 Cloverhill Ter, Cincinnati, OH 45238 Property Records

Hamilton County property record for 209 Cloverhill Ter, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,998 sqft · built 1965
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Last Sale	$123,100 (Dec 1996)
Tax Bill	$4,886 (2025)
Deeds & Mortgages	Feb 2024 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-0032-0033-00`

Property Details

APN / Parcel Number

Primary APN	`540-0032-0033-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,998 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	962 sqft
2nd Floor Area	1,036 sqft
Basement Area	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	133 ft deep x 62.9 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	50 sqft
Deck Area	Deck Area
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	209 CLOVERHILL TER
City	CINCINNATI
State	OH
Zip	45238-6030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	CLOVERHILL TER 62.86 X 133.71 IRR-LOT 10 CLOVERHILL SUB BL B
Legal Subdivision	CLOVERHILL SUB
Legal Block	B
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	4
Census Block	4000
Census Tract	21421

Owner

209 Cloverhill Ter is owned and occupied by an individual who acquired it in February 2024.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	209 CLOVERHILL TER, CINCINNATI, OH 45238-6030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Transfer on Death Deed, Transfer
Mar 12, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 1996 · Amount on File
Deed Sale	Dec 18, 1996 · Amount on File
Prior Sale	Oct 9, 1996 · Amount on File
Deed Document Number	1996192611
Deed Book / Page	7229 / 198
Last Transfer Date	Feb 9, 2024
Transfer Doc	0000010865
Record Updated	Sep 20, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 16, 2024
Property Address	209 CLOVERHILL TER, CINCINNATI, OH 45238-6030
Document Number	0000010865
Book / Page	15105 / 728
Map Reference	MB 112 PG 95
Instrument Date	Feb 14, 2024
Instrument	2024-0010865
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	209 CLOVERHILL TER, CINCINNATI, OH 45238-6030
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031828
Date	Mar 12, 2021
Book Page	14373/1442
Instrument	2021-0031828

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	209 CLOVERHILL TER, CINCINNATI, OH 45238-6030
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CLOVERHILL TER, CINCINNATI, OH 45238-6030

Mortgage

Document Number	0000031829
Date	Mar 12, 2021
Book Page	14373/1447
Instrument	2021-0031829

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jan 25, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 209 Cloverhill Ter was $4,886, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,886.00 (+2.5%)	$82,229 (-) Land $8,540 Building $73,689	$234,940 Land $24,400 Building $210,540
2024	$4,767.00 (-0.29%)	$82,229 (-) Land $8,540 Building $73,689
2023	$4,781.00 (+38.42%)	$82,229 (+55.79%) Land $8,540 Building $73,689	$234,940 Land $24,400 Building $210,540
2022	$3,454.00 Homeowner's exemption	$52,781 Land $8,327 Building $44,454
2020			$150,800 Land $23,790 Building $127,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 Cloverhill Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Cloverhill Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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