209 Cindy Ln, Havelock, NC 28532 Property Records

Craven County property record for 209 Cindy Ln, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	2 ba · 768 sqft · built 1988
Lot Size	0.31 acres (13,510 sqft)
Owner	Individual Name on File
Last Sale	$143,500 (Apr 2022)
Tax Bill	$1,836 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-220-N-D-009`

Property Details

APN / Parcel Number

Primary APN	`6-220-N-D-009`
Alternative APNs	`101058` `19330`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,510 sqft (0.31 acres)
Garage Type	Attached
Sports Court	Sports Court

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	101058
Street Address	209 CINDY LN
City	HAVELOCK
State	NC
Zip	28532-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK D JERRETT ESTATES SCT 3
Legal Subdivision	JERRETT ESTATES
Legal Block	D
Legal Lot Number	9
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2010
Census Tract	961302

Owner

209 Cindy Ln is owned and occupied by an individual who bought it in April 2022.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	209 CINDY LN, HAVELOCK, NC 28532-1769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Prior Sale	Aug 16, 1995 · Amount on File
Deed Document Number	202210095155
Deed Book / Page	3721 / 51
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 13, 2022
Property Address	209 CINDY LN, HAVELOCK, NC 28532-1769
Document Number	0003721/51
Book / Page	3721 / 51
Map Reference	CAB D SL 766
Instrument Date	Feb 8, 2022
Instrument	10095155
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4184 IRISH HIGHLAND DR, 4184, POWDER SPRINGS, GA 30127-1747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CINDY LN, HAVELOCK, NC 28532-1769

Mortgage

Document Number	0000372154
Date	Apr 13, 2022
Instrument	3721/54

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 209 Cindy Ln was $1,836.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,520 (-) Land $40,000 Building $111,520	$151,520 (-) Land $40,000 Building $111,520
2025	$1,836.00	$151,520 Land $40,000 Building $111,520	$151,520 Land $40,000 Building $111,520
2023	$1,764.00 (+21.32%)	$151,520 (+24.96%) Land $40,000 Building $111,520	$151,520 Land $40,000 Building $111,520
2022	$1,454.00	$121,250 Land $35,000 Building $86,250
2018			$121,250 Land $35,000 Building $86,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Cindy Ln in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	34 (1998–2021)
Claims Outside the SFHA	34 of 34
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 20 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Cindy Ln is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20