209 Cindy Ln, Galt, CA 95632 Property Records

Sacramento County property record for 209 Cindy Ln, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,041 sqft · built 1974
Lot Size	0.196 acres (8,537 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Aug 2024)
Tax Bill	$4,829 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Jun 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0260-070-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0260-070-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,041 sqft Living Area
1st Floor Area	1,041 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,537 sqft (0.196 acres)
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	209 CINDY LN
City	GALT
State	CA
Zip	95632-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	MEADOWVIEW 02, LOT 70
Legal Subdivision	MEADOWVIEW 02
Legal Lot Number	70
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2011
Census Tract	9501

Owner

209 Cindy Ln is owned and occupied by two individuals who bought it in August 2024.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	209 CINDY LN, GALT, CA 95632-2112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2024	Grant Deed, Transfer · Conventional Mortgage FLEXPOINT INC
Jun 24, 2024	Grant Deed, Transfer CHICAGO TITLE COMPANY
Jul 10, 2020	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Prior Sale	Jun 24, 2024 · Amount on File
Deed Book / Page	20240816 / 258
Prior Transfer Date	Apr 28, 2015
Prior Transfer Doc	0000000670
Record Updated	Sep 20, 2026

August 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 16, 2024
Property Address	209 CINDY LN, GALT, CA 95632-2112
Document Number	0000000258
Map Reference	MB 91 MAP 15
Instrument Date	Aug 14, 2024
Instrument	202408160258
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	209 CINDY LN, GALT, CA 95632-2112

Mortgage

Document Number	0000000259
Date	Aug 16, 2024
Instrument	202408160259

Lender

Name	FLEXPOINT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

June 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 24, 2024
Property Address	209 CINDY LN, GALT, CA 95632-2112
Document Number	0000000403
Map Reference	MB 91 MAP 15
Instrument Date	Jun 18, 2024
Instrument	202406240403
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 10, 2020
Property Address	209 CINDY LN, GALT, CA 95632-2112
Document Number	2007101465
Instrument Date	Jul 8, 2020
Instrument	2007101465
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 CINDY LN GALT CA 956322112, GALT, CA 95632-2112

Mortgage

Document Number	2007101466
Date	Jul 10, 2020
Instrument	2007101466

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

Mortgage

Document Number	2007101467,
Date	Jul 10, 2020
Instrument	2007101467

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 209 Cindy Ln was $4,829, up 44.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$428,400 (+2%) Land $102,000 Building $326,400
2025	$4,829.00 (+44.32%)	$420,000 Land $100,000 Building $320,000
2024	$3,346.00 (+1.76%)
2023	$3,288.00 (+4.25%) Homeowner's exemption	$299,115 Land $88,434 Building $210,681
2022	$3,154.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 209 Cindy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Cindy Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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