209 Chatham St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 209 Chatham St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,341 sqft · built 1880
Lot Size	0.085 acres (3,703 sqft)
Owner	Individual Name on Record
Tax Bill	$6,543 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Sep 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B:095 L:478 S:001`

Property Details

APN / Parcel Number

Primary APN	`B:095 L:478 S:001`
Alternative APN	`LYNN M:095 B:478 L:001`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,341 sqft Living Area
Gross Area	3,460 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,703 sqft (0.085 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	209 CHATHAM ST
City	LYNN
State	MA
Zip	01902-2255
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	478
Legal Lot Number	1
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1007
Census Tract	206400

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 CHATHAM ST, LYNN, MA 01902-2255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Apr 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Nov 15, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2016
Deed Sale	Mar 14, 2016
Prior Sale	Apr 4, 2014 · Amount on Record
Deed Book / Page	34772 / 127
Transfer Doc	033202-201
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	209 CHATHAM ST, LYNN, MA 01902-2255
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042674-84
Date	Apr 22, 2025
Book Page	42674/84
Instrument	20250422002540

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	209 CHATHAM ST, LYNN, MA 01902-2255
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040292-288
Date	Sep 20, 2021
Book Page	40292/288
Instrument	20210920001970

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	209 CHATHAM ST, LYNN, MA 01902-2255
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40292-288
Date	Sep 20, 2021
Book Page	40292/288
Instrument	20210920001970

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	209 CHATHAM ST, LYNN, MA 01902-2255
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37469-575
Date	Apr 29, 2019
Book Page	37469/575
Instrument	20190429001490

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	209 CHATHAM ST, LYNN, MA 01902-2255
Document Number	38044-367
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CHATHAM ST LYNN MA 019022255, LYNN, MA 01902-2255

Mortgage

Document Number	38044-367
Date	Nov 20, 2019
Book Page	038044/000367
Instrument	1120002820

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,543.00 (+5.48%)	$631,593 (+7.21%) Land $178,600 Building $452,993	$671,162
2024	$6,203.00 (+2.16%)	$589,100 (+8.17%) Land $169,800 Building $419,300
2023	$6,072.00	$544,600 Land $154,600 Building $390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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