209 Charlotte Dr, Gray Summit, MO 63039 Property Records

Franklin County property record for 209 Charlotte Dr, Gray Summit, MO 63039

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1964
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Dec 2017)
Tax Bill	$1,923 (2025)
Deeds & Mortgages	Jun 2022 Transfer Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-3-05.0-4-005-080.000`

Property Details

APN / Parcel Number

Primary APN	`19-3-05.0-4-005-080.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	209 CHARLOTTE DR
City	GRAY SUMMIT
State	MO
Zip	63039-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LOT:62 GRAY SUMMIT HILLS 5
Legal Range	2E
Legal Township	43N
Legal Section	05
Legal Subdivision	GRAY SUMMIT HILLS
Legal Lot Number	62
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1042
Census Tract	800101

Owner

209 Charlotte Dr is owned and occupied by an individual who acquired it in June 2022.

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	209 CHARLOTTE DR, GRAY SUMMIT, MO 63039-1121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Intrafamily Transfer, Transfer
Dec 26, 2017	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MTG
Sep 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2017 · Amount on File
Deed Sale	Dec 26, 2017 · Amount on File
Prior Sale	Sep 14, 2017
Deed Document Number	201719248
Last Transfer Date	Jun 9, 2022
Transfer Doc	0000009514
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Jun 13, 2022
Property Address	209 CHARLOTTE DR, GRAY SUMMIT, MO 63039-1121
Document Number	0002209514
Map Reference	PB H PG 54
Instrument Date	Jun 9, 2022
Instrument	2209514
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 26, 2017
Property Address	209 CHARLOTTE DR, GRAY SUMMIT, MO 63039-1121
Document Number	0000019248
Instrument Date	Dec 20, 2017
Instrument	19248
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CHARLOTTE DR GRAY SUMMIT MO 630391121, GRAY SUMMIT, MO 63039-1121

Mortgage

Document Number	19249
Date	Dec 26, 2017
Instrument	19249

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 14, 2017
Property Address	209 CHARLOTTE DR, GRAY SUMMIT, MO 63039-1121
Document Number	0000014052
Instrument Date	Sep 6, 2017
Instrument	14052
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 WYNSTAY CIR VALLEY PARK MO 630881444, VALLEY PARK, MO 63088-1444

Tax Assessment & Valuation

The 2025 property tax bill for 209 Charlotte Dr was $1,923.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,923.00	$24,949	$131,310 Land $46,000 Building $85,310
2023	$1,660.00 (+21.7%)	$23,387	$123,090 Land $46,000 Building $77,090
2022	$1,364.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 Charlotte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Charlotte Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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