209 Charleston Ct, Naples, FL 34110 Property Records

Collier County property record for 209 Charleston Ct, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	2,980 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Sep 2002)
Tax Bill	$15,757 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`170500 H 213A08`

Property Details

APN / Parcel Number

Primary APN	`170500 H 213A08`
Alternative APNs	`22510012401042457H213` `22510012401`

Interior

Stories	1 Story
Building Area	2,980 sqft Living Area
1st Floor Area	2,938 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)
Pool Area	264 sqft
Deck Area	442 sqft

Location & Zoning

Street Address	209 CHARLESTON CT
City	NAPLES
State	FL
Zip	34110-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	AUDUBON COUNTRY CLUB UNIT TWO BLK H LOT 21
Legal Range	25
Legal Township	48
Legal Section	8
Legal Subdivision	AUDUBON COUNTRY CLUB #2
Legal Tract	170500
Legal Block	H
Legal Lot Number	21
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1029
Census Tract	10114

Owner

209 Charleston Ct is owned and occupied by two individuals who bought it in September 2002.

Source: Collier County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 CHARLESTON CT, NAPLES, FL 34110-4412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2002 · Amount on File
Deed Sale	Sep 27, 2002 · Amount on File
Deed Book / Page	3118 / 1572
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	209 CHARLESTON CT, NAPLES, FL 34110-4412
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CHARLESTON CT, NAPLES, FL 34110-4412

Mortgage

Document Number	0063292181
Date	Feb 13, 2024
Book Page	6329/2181
Instrument	6507751

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	209 CHARLESTON CT, NAPLES, FL 34110-4412
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054310232
Date	Sep 1, 2017
Book Page	5431/0232
Instrument	5447573

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 209 Charleston Ct was $15,757 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,714,401 (+2.7%)	$1,724,411 (+0.51%) Land $709,980 Building $1,014,431
2025	$15,757.00 Homeowner's exemption	$1,669,329	$1,715,702 Land $627,149 Building $1,088,553
2023	$10,767.00 (+0.6%)	$914,508 (+1%)	$1,274,582 (+3.69%) Land $369,781 Building $904,801
2022	$10,703.00	$831,371	$1,229,188 Land $267,131 Building $962,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Charleston Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 331 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	382 units insured incl. 51 condo units
Nearby Flood Claims	126 (2017–2024)
Claims Outside the SFHA	18 of 126
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 19 claims Hurricane Ian, Oct 2022 · 50 claims Hurricane Ian, Sep 2022 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Charleston Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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