Mecklenburg County property record for 209 Centre St, Charlotte, NC 28216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,322 sqft · built 2018 |
| Lot Size | 0.173 acres (7,563 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $207,000 (May 2021) |
| Tax Bill | $2,507 (2023) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Feb 2020 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-137-09 |
| Primary APN | 069-137-09 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,322 sqft Heated Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,563 sqft (0.173 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 069-137-09 |
|---|---|
| Street Address | 209 CENTRE ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28216-4136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-17MF |
| Legal Description | L5 B23 M3-247 |
| Legal Subdivision | UNION REALTY CO PROP |
| Legal Block | 23 |
| Legal Lot Number | 5 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 4500 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 209 CENTRE ST, CHARLOTTE, NC 28216-4136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Warranty Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC |
| Feb 21, 2020 | Deed of Trust, Mortgage · Line of Credit LYNK INVESTMENTS LLC |
| Dec 23, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 13, 2019 | Warranty Deed, Transfer ALL STAR ASSET RECOVERY INC |
| Oct 2, 2019 | Warranty Deed, Transfer · Construction Mortgage SMITH ASSET FINANCIAL INC |
| Jun 1, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage FINANCE OF AMERICA COM'L LLC |
| May 10, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 29, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on Record |
| Deed Sale | May 24, 2021 · Amount on Record |
| Prior Sale | Dec 23, 2019 |
| Deed Document Number | 0036095952 |
| Deed Book / Page | 36095 / 952 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 24, 2021 |
| Property Address | 209 CENTRE ST, CHARLOTTE, NC 28216-4136 |
| Document Number | 0000101695 |
| Book / Page | 36095 / 952 |
| Map Reference | MB 3 PG 247 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021101695 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 CENTRE ST, CHARLOTTE, NC 28216-4136 |
| Document Number | 0000101696 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021101696 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 209 CENTRE ST, CHARLOTTE, NC 28216-4136 |
| Document Number | 0000024840 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1605 BELVEDERE AVE CHARLOTTE NC 282052913, CHARLOTTE, NC 28205-2913 |
| Document Number | 0000024840 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 034304/000065 |
| Instrument | 24840 |
| Name | LYNK INVESTMENTS LLC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 23, 2019 |
| Property Address | 209 CENTRE ST, CHARLOTTE, NC 28216-4136 |
| Document Number | 0000175584 |
| Book / Page | 034151 / 000145 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 175584 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 209 CENTRE ST CHARLOTTE NC 282164136, CHARLOTTE, NC 28216-4136 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 13, 2019 |
| Property Address | 209 CENTRE ST, CHARLOTTE, NC 28216-4136 |
| Document Number | 0000170957 |
| Book / Page | 034123 / 000323 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 170957 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 209 CENTRE ST CHARLOTTE NC 282164136, CHARLOTTE, NC 28216-4136 |
| Document Number | 170958 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 034123/000326 |
| Instrument | 170958 |
| Name | ALL STAR ASSET RECOVERY INC |
|---|---|
| Address | PO BOX 2284, MATTHEWS, NC 28106-2284 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 12, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 2, 2019 |
| Property Address | 209 CENTRE ST, CHARLOTTE, NC 28216-4136 |
| Document Number | 0000132370 |
| Book / Page | 033910 / 000555 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 132370 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $206.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 125 REMOUNT ROAD C1 #424 CHARLOTTE NC 28203, 424, CHARLOTTE, NC 28203 |
| Document Number | 132459 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 033910/000757 |
| Instrument | 132459 |
| Name | SMITH ASSET FINANCIAL INC |
|---|---|
| Address | 206 COLLEGE ST # 241, PINEVILLE, NC 28134-0077 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 1, 2020 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 1, 2018 |
| Property Address | 209 CENTRE ST, CHARLOTTE, NC 28216-4136 |
| Book / Page | 032727 / 000430 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 68256 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 209 CENTRE ST CHARLOTTE NC 28216, CHARLOTTE, NC 28216 |
| Document Number | 0000068256 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 032727/000430 |
| Instrument | 68256 |
| Name | FINANCE OF AMERICA COM'L LLC |
|---|---|
| Address | CHARLOTTE, NC 28210 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 31, 2019 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 10, 2018 |
| Property Address | 209 CENTRE ST, CHARLOTTE, NC 28216-4136 |
| Document Number | 0000056928 |
| Book / Page | 032668 / 000164 |
| Instrument Date | Mar 10, 2018 |
| Instrument | 56928 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2312 BELVEDERE AVE CHARLOTTE NC 282053612, CHARLOTTE, NC 28205-3612 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 29, 2017 |
| Property Address | 209 CENTRE ST, CHARLOTTE, NC 28216-4136 |
| Document Number | 0000174181 |
| Book / Page | 032377 / 000913 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 174181 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $36.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5960 FAIRVIEW RD #400 CHARLOTTE NC 282103119, 400, CHARLOTTE, NC 28210-3119 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 20 (1997–2013) |
| Claims Outside the SFHA | 10 of 20 |
| Most Recent Claim | Jul 2013 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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