209 Cecil Ave, Spring Lake, NC 28390 Property Records

Cumberland County property record for 209 Cecil Ave, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,222 sqft · built 1964
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2023)
Tax Bill	$2,649 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0502-41-3712`

Property Details

APN / Parcel Number

Primary APN	`0502-41-3712`
Alternative APN	`0502.18413712`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,222 sqft Heated Area
1st Floor Area	1,222 sqft
Utility Area	96 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Traditional
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	209 CECIL AVE
City	SPRING LAKE
State	NC
Zip	28390-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	HOLLY HILL LO:37 SE:03 BL:B PL:0026-0033
Legal Subdivision	HOLLY HILLS
Legal Block	B
Legal Lot Number	37
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2001
Census Tract	3601

Owner

Source: Cumberland County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 CECIL AVE, SPRING LAKE, NC 28390-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Jun 29, 2020	Grant Deed, Transfer COREVEST AMERICAN FIN LENDER L
Mar 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	20238195
Deed Book / Page	11694 / 345
Prior Transfer Date	Feb 6, 2016
Prior Transfer Doc	0098430897
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 20, 2023
Property Address	209 CECIL AVE, SPRING LAKE, NC 28390-2522
Document Number	0116940345
Book / Page	11694 / 345
Map Reference	MB 26 PG 33
Instrument Date	Feb 24, 2023
Instrument	8195
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 COVERED BRIDGE TRL, CHAPEL HILL, NC 27517-6916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CECIL AVE, SPRING LAKE, NC 28390-2522

Mortgage

Document Number	0000008196
Date	Mar 20, 2023
Instrument	8196

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Apr 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	5-Year TN
Max Rate	11.9%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 29, 2020
Property Address	209 CECIL AVE, SPRING LAKE, NC 28390-2522
Document Number	0108060486
Book / Page	010806 / 000486
Instrument Date	Jun 25, 2020
Instrument	22732
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	900 COVERED BRIDGE TRL CHAPEL HILL NC 275176916, CHAPEL HILL, NC 27517-6916

Mortgage

Document Number	108060500
Date	Jun 29, 2020
Book Page	010806/000500
Instrument	22735

Lender

Name	COREVEST AMERICAN FIN LENDER L
Address	1920 MAIN ST # 850, IRVINE, CA 92614-7285

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 28, 2025

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 28, 2019
Property Address	209 CECIL AVE, SPRING LAKE, NC 28390-2522
Document Number	0104710419
Book / Page	010471 / 000419
Instrument Date	Mar 27, 2019
Instrument	8486
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$58.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	900 COVERED BRIDGE TRL CHAPEL HILL NC 275176916, CHAPEL HILL, NC 27517-6916

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,649.00 (+122.42%)	$119,509 (+184.97%) Land $25,000 Building $94,509	$119,509 (+184.97%) Land $25,000 Building $94,509
2024	$1,191.00 (+29.04%)	$41,937 (-1.32%) Land $11,000 Building $30,937	$41,937 (-1.32%) Land $11,000 Building $30,937
2023	$923.00	$42,500 Land $11,000 Building $31,500	$42,500 Land $11,000 Building $31,500
2022	$923.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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