209 Bruce Ct, Marathon, FL 33050 Property Records

Monroe County property record for 209 Bruce Ct, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,852 sqft · built 2020
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$2,300,000 (Dec 2025)
Tax Bill	$11,152 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00331061-003700`

Property Details

APN / Parcel Number

Primary APN	`00331061-003700`
Alternative APNs	`01663200331061003700` `1405621`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,852 sqft Living Area
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Canal
Garage Type	Carport
Garage Area	653 sqft
Carport	Carport
Carport Area	653 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1405621
Street Address	209 BRUCE CT
City	MARATHON
State	FL
Zip	33050-2953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 2 LT 5 SEA-AIR ESTATES VACA KEY PB6-91 OR759-387 OR760-619-C OR797-346DC OR797-347/51WILL OR797-355/56PET OR797-361/62 OR827-968Q/C OR2388-1621/23 OR2388-1631/34 OR2796-1845/46 OR2831-831/32 OR2835-1634/35C OR3263-0764
Legal Range	32E
Legal Township	66S
Legal Section	01
Legal Subdivision	SEA-AIR ESTATES
Legal Block	2
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2025
Census Tract	971100

Owner

Source: Monroe County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4905 SW 74TH CT, MIAMI, FL 33155-4412
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Dec 12, 2025	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Feb 21, 2024	Intrafamily Transfer, Transfer
Apr 20, 2020	Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Dec 21, 2016 · Amount on Record
Deed Document Number	20252525373
Deed Book / Page	3357 / 2206
Prior Transfer Date	Feb 15, 2024
Prior Transfer Doc	0032630764
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	209 BRUCE CT, MARATHON, FL 33050-2953
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	FLORIDA TITLE PROFESSIONALS IN, FLORIDA TITLE PROFESSIONAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 BRUCE CT, MARATHON, FL 33050-2953

Mortgage

Document Number	0030930435
Date	Apr 29, 2021
Book Page	3093/435
Instrument	2316584

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 12, 2025
Property Address	209 BRUCE CT, MARATHON, FL 33050-2953
Document Number	0033572206
Book / Page	3357 / 2206
Map Reference	MB 6 PG 91
Instrument Date	Dec 10, 2025
Instrument	2525373
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	BRISTOL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1545 52ND STREET GULF, MARATHON, FL 33050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 SW 74TH CT, MIAMI, FL 33155-4412

Mortgage

Document Number	0033572208
Date	Dec 12, 2025
Instrument	3357/2208

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Feb 21, 2024
Property Address	209 BRUCE CT, MARATHON, FL 33050-2953
Document Number	0032630764
Book / Page	3263 / 764
Map Reference	MB 6 PG 91
Instrument Date	Feb 15, 2024
Instrument	2451796
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 BRUCE CT, MARATHON, FL 33050-2953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 BRUCE CT, MARATHON, FL 33050-2953

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	209 BRUCE CT, MARATHON, FL 33050-2953
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030181637
Date	Apr 20, 2020
Book Page	3018/1637
Instrument	2263543

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,190,763 (+11.35%)	$1,680,519 (-2.25%) Land $765,000 Building $915,519
2024	$11,152.00 (+5.58%)
2023	$10,563.00 (+1.3%) Homeowner's exemption	$1,069,348 (+3%)	$1,719,171 (+48.8%) Land $873,750 Building $845,421
2022	$10,427.00 Homeowner's exemption	$1,038,202	$1,155,390 Land $682,500 Building $472,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 522 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	586 units insured incl. 64 condo units
Nearby Flood Claims	671 (1985–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 131 claims Hurricane Wilma, Oct 2005 · 440 claims Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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