209 Brittany Ln, Stella, NC 28582 Property Records

Onslow County property record for 209 Brittany Ln, Stella, NC 28582

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,632 sqft · built 2026
Lot Size	2.61 acres (113,692 sqft)
Owner	2 Individual Names on File
Last Sale	$647,000 (Jul 2026)
Tax Bill	$315 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1312C-11`

Property Details

APN / Parcel Number

Primary APN	`1312C-11`
Alternative APNs	`282404000` `137290000` `490032950` `073309`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,632 sqft Living Area

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Exterior Material	Aluminum/Vinyl
Lot Area	113,692 sqft (2.61 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490032950
Street Address	209 BRITTANY LN
City	STELLA
State	NC
Zip	28582-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L11 P1 FOREST RIDGE
Legal Subdivision	FOREST RIDGE PH 1
Legal Tract	1
Legal Lot Number	11
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1016
Census Tract	105

Owner

209 Brittany Ln is owned and occupied by two individuals who bought it in July 2026.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 BRITTANY LN, STELLA, NC 28582-5011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 11, 2026	Warranty Deed, Construction Loan · Construction Mortgage PROVIDENCE BANK
Sep 7, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Feb 11, 2026 · Amount on File
Deed Book / Page	6634 / 841
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 15, 2026
Property Address	209 BRITTANY LN, STELLA, NC 28582-5011
Document Number	6634000841
Book / Page	6634 / 841
Instrument Date	Jun 24, 2026
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,694.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 BRITTANY LN, STELLA, NC 28582-5011

Mortgage

Document Number	6634000845,
Date	Jul 15, 2026
Book Page	6634/845

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

February 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 11, 2026
Property Address	209 BRITTANY LN, STELLA, NC 28582-5011
Document Number	0065250826
Book / Page	6525 / 826
Map Reference	MB 54 PG 119-11C
Instrument Date	Jan 26, 2026
Transaction Type	Construction Loan
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 60, SWANSBORO, NC 28584-0060

Mortgage

Document Number	0006525830
Date	Feb 11, 2026
Instrument	6525/830

Lender

Name	PROVIDENCE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 7, 2023
Property Address	209 BRITTANY LN, STELLA, NC 28582-5011
Document Number	0060300562
Book / Page	6030 / 562
Map Reference	MB 54 PG 118&119
Instrument Date	Sep 6, 2023
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8103 CONSTELLATION BLVD, TAMPA, FL 33621-1417

Tax Assessment & Valuation

The 2026 property tax bill for 209 Brittany Ln was $315.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$315.00	$604,009 (+1,152.61%) Land $118,050 Building $485,959	$604,009 (+1,152.61%) Land $118,050 Building $485,959
2025	$315.00	$48,220 Land $48,220	$48,220 Land $48,220
2023	$315.00	$48,220 Land $48,220	$48,220 Land $48,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 209 Brittany Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	14 (2018–2022)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Brittany Ln is moderate, ranking above 51% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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