209 Birch St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 209 Birch St, Bangor, ME 04401

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,016 sqft · built 1900
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$128,200 (Jun 2020)
Tax Bill$3,011 (2025)
Deeds & MortgagesAug 2025 Mortgage
Sep 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNBANG M:053 L:107

Property Details

APN / Parcel Number

Primary APNBANG M:053 L:107
Alternative APN
  • 8398

Interior

Bedrooms4 Beds
Full Baths2 Baths
Units2 Units
Stories2 Stories
Building Area2,016 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number8398
Street Address209 BIRCH ST
CityBANGOR
StateME
Zip04401-4023
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeURD1
Legal Lot Number107
JurisdictionBANGOR ME
Township / Civil DivisionBANGOR
Census Block Group2
Census Block2008
Census Tract300

Owner

209 Birch St, a duplex, is owned and occupied by an individual who bought it in June 2020.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address209 BIRCH ST, BANGOR, ME 04401-4023
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2025Deed of Trust, Mortgage
UNITED MTG LENDING LL
Sep 5, 2023Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MORTGAGE CORP
Dec 9, 2022Deed of Trust, Mortgage · FHA Mortgage
NETWORK CAPITAL FUNDING CORP
Aug 5, 2021Deed of Trust, Mortgage · Reverse Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jul 30, 2020Loan Modification, Mortgage
NOT AVAILABLE
Jun 1, 2020Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2020 · Amount on File
Deed SaleJun 1, 2020 · Amount on File
Deed Document Number202014643
Deed Book / Page15546 / 213
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANGOR ME
Property Address209 BIRCH ST, BANGOR, ME 04401-4023
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0175850001
DateAug 5, 2025
Book Page17585/1
Instrument20947
Lender
NameUNITED MTG LENDING LL
Agreement
AmountAmount on Record
Term361 Months
DueSep 1, 2055

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANGOR ME
Property Address209 BIRCH ST, BANGOR, ME 04401-4023
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0169300144
DateSep 5, 2023
Book Page16930/144
Instrument20592
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueOct 1, 2048

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANGOR ME
Property Address209 BIRCH ST, BANGOR, ME 04401-4023
Transaction TypeMortgage
Record UpdatedDec 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0167070139
DateDec 9, 2022
Book Page16707/139
Instrument35379
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANGOR ME
Property Address209 BIRCH ST, BANGOR, ME 04401-4023
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0161390304
DateAug 5, 2021
Book Page16139/304
Instrument26835
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBANGOR ME
Property Address209 BIRCH ST, BANGOR, ME 04401-4023
Document Number0157500165
Instrument DateJul 30, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 BIRTH ST BANGOR ME 04401, BANGOR, ME 04401

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBANGOR ME
Recording DateJun 1, 2020
Property Address209 BIRCH ST, BANGOR, ME 04401-4023
Document Number0155460213
Book / Page15546 / 213
Instrument DateMay 29, 2020
Instrument14643
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 ESSEX ST, BANGOR, ME 04401-5372

Mortgage

Document Number0000014644
DateJun 1, 2020
Instrument14644
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 209 Birch St was $3,011, up 5.9% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityBangor City
Unified School DistrictBangor (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,011.00 (+5.95%)$170,100 (+11.03%) Land $22,900 Building $147,200
2024$2,842.00 (+10.03%)$153,200 (+13.57%) Land $21,900 Building $131,300
2023$2,583.00 (+9.73%)$134,900 (+16.9%) Land $21,100 Building $113,800
2022$2,354.00$115,400 Land $21,100 Building $94,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 209 Birch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR WATER DISTRICT
serves 27,298 people · EPA ID ME0090110
Water SourceSurface water
Last State InspectionAug 2024
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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