209 Beech St, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 209 Beech St, Fulton, NY 13069

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,263 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Dec 2021)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`350400 253.23-02-40`

Property Details

APN / Parcel Number

Primary APN	`350400 253.23-02-40`
Alternative APNs	`040025302300020400000000` `0993`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,263 sqft Total Area
1st Floor Area	783 sqft
2nd Floor Area	480 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	66 ft deep x 66 ft wide
Porch	Porch
Porch Area	236 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0993
Street Address	209 BEECH ST
City	FULTON
State	NY
Zip	13069-2467
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C2
Legal Subdivision	TOWN PLAT OF OSWEGO FALLS
Legal Block	2
Legal Lot Number	40.000
Jurisdiction	OSWEGO NY
Township / Civil Division	FULTON
Census Block Group	1
Census Block	1005
Census Tract	21103

Owner

Source: Oswego County and Fulton City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 BEECH ST, FULTON, NY 13069-2467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION
Dec 29, 2021	Warranty Deed, Transfer · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION
Oct 2, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Jul 1, 2010 · Amount on Record
Deed Document Number	202115451
Prior Transfer Date	Jun 25, 1996
Prior Transfer Doc	1328000263
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	209 BEECH ST, FULTON, NY 13069-2467
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 BEECH ST 1, 1, FULTON, NY 13069-2468

Mortgage

Document Number	0000009694
Date	Oct 31, 2025
Instrument	R-2025-009694

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 29, 2021
Property Address	209 BEECH ST, FULTON, NY 13069-2467
Document Number	0000005451
Instrument Date	Nov 18, 2021
Instrument	R-2021-015451
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 KARLYN DR, NEW CASTLE, DE 19720-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 COLUMBUS HILL RD, NEW BERLIN, NY 13411-3911

Mortgage

Document Number	0000005454
Date	Dec 29, 2021
Instrument	R-2021-015454

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 2, 2020
Property Address	209 BEECH ST, FULTON, NY 13069-2467
Document Number	0000009156
Instrument Date	Feb 7, 2020
Instrument	9156
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 BUSH ST FULTON NY 13069, FULTON, NY 13069

Tax Assessment & Valuation

Source: Oswego County and Fulton City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Fulton City
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00	$60,000 (-) Land $4,400 Building $55,600	$78,947 (+21.05%) Land $5,789 Building $73,158
2023		$60,000 Land $4,400 Building $55,600	$65,217 Land $4,783 Building $60,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON CITY serves 16,600 people · EPA ID NY3704355
Water Source	Purchased surface water from OCWA
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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