209 Beech St, Charlotte, MI 48813 Property Records

Eaton County property record for 209 Beech St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,001 (Aug 2025)
Tax Bill	$2,324 (2025)
Deeds & Mortgages	Sep 2026 Sale Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20006665503000`

Property Details

APN / Parcel Number

Primary APN	`20006665503000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	170 sqft
Unfinished Basement	170 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	198 ft deep x 50 ft wide
Garage Area	280 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 BEECH ST
City	CHARLOTTE
State	MI
Zip	48813-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	E 50 FEET OF W 200 FEET OF LOT 55. MCCLURE'S ADDITION CITY OF CHARLOTTE
Legal Subdivision	MCCLURES ADD
Legal Lot Number	55
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	20901

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 BEECH ST, CHARLOTTE, MI 48813-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Contract Sale, Transfer NEXT DOOR TITLE AGENCY LLC
Jan 10, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Jan 10, 2023 · Amount on Record
Deed Book / Page	3152 / 71
Prior Transfer Date	Jul 10, 2025
Record Updated	Oct 29, 2026

September 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	EATON MI
Recording Date	Sep 2, 2026
Property Address	209 BEECH ST, CHARLOTTE, MI 48813-1003
Document Number	0000003437
Book / Page	3209 / 952
Instrument Date	Aug 21, 2026
Instrument	20263437
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NEXT DOOR TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 BEECH ST, CHARLOTTE, MI 48813-1003

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 10, 2023
Property Address	209 BEECH ST, CHARLOTTE, MI 48813-1003
Document Number	003035/380
Book / Page	3035 / 380
Map Reference	LB 1 PG 71B
Instrument Date	Jan 3, 2023
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$836.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 BEECH ST, CHARLOTTE, MI 48813-1003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3072 MCCONNELL HWY, CHARLOTTE, MI 48813-9738

Mortgage

Document Number	0030350382
Date	Jan 10, 2023
Instrument	3035-0382

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,000 (+3.73%)	$96,414 (-) Land $32,523 Building $63,891
2025	$2,324.00 (+2.92%) Homeowner's exemption	$48,200 (+24.23%)	$96,414 (+24.24%) Land $32,523 Building $63,891
2024	$2,258.00 (-1.27%)
2023		$38,800	$77,600
2022	$2,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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