209 Bain St, Talent, OR 97540 Property Records

Jackson County property record for 209 Bain St, Talent, OR 97540

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,142 sqft · built 1961
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,250 (Nov 2010)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`381W26BA1800`

Property Details

APN / Parcel Number

Primary APN	`381W26BA1800`
Alternative APNs	`381W26BA01800` `10279740`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1970
Roof Material	Metal
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Covered Concrete/Masonry Porch
Porch Area	88 sqft
Patio Area	72 sqft

Location & Zoning

Street Address	209 BAIN ST
City	TALENT
State	OR
Zip	97540-0079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Range	01W
Legal Township	38S
Legal Section	26
Legal Quarter	2
Legal Subdivision	TOWN OF TALENT
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1015
Census Tract	1702

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8761 WAGNER CREEK RD, TALENT, OR 97540-7793
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2010 · Amount on Record
Deed Sale	Nov 30, 2010 · Amount on Record
Prior Sale	Dec 14, 2005 · Amount on Record
Deed Document Number	201039692
Prior Transfer Date	Feb 12, 2003
Prior Transfer Doc	0000008577
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	209 BAIN ST, TALENT, OR 97540-0079
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001711
Date	Jan 17, 2018
Instrument	2018-001711

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	209 BAIN ST, TALENT, OR 97540-0079
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039742
Date	Dec 23, 2019
Instrument	2019-039742

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	209 BAIN ST, TALENT, OR 97540-0079
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007007
Date	Feb 17, 2021
Instrument	2021-007007

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Talent City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,490 (+2.99%)	$309,710 (-2.85%) Land $143,640 Building $166,070
2025	$2,432.00 (+2.4%)	$151,940 (+3%) Land $64,290 Building $87,650	$318,780 (+8.28%) Land $143,000 Building $175,780
2024	$2,375.00 (+3.26%)	$147,520 (+3%) Land $62,420 Building $85,100	$294,410 (+19.87%) Land $137,000 Building $157,410
2023	$2,300.00 (+2.72%)	$143,230 (+3%) Land $60,610 Building $82,620	$245,600 (-9.66%) Land $125,720 Building $119,880
2022	$2,239.00	$139,060 Land $58,840 Building $80,220	$271,850 Land $129,490 Building $142,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALENT serves 6,293 people · EPA ID OR4100857
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications.

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