209 Annaberg Ln, Monroe, NC 28110 Property Records

Union County property record for 209 Annaberg Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,010 sqft · built 2004
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Dec 2024)
Tax Bill	$1,680 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-402-384`

Property Details

APN / Parcel Number

Primary APN	`09-402-384`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,010 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,754 sqft (0.178 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 ANNABERG LN
City	MONROE
State	NC
Zip	28110-8651
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 UNIO
Legal Description	#384 ST JOHNS FOREST PH1 MP3 OPCH615
Legal Subdivision	ST JOHNS FOREST
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3006
Census Tract	20308

Owner

209 Annaberg Ln, a rural home, is owned and occupied by an individual who acquired it in August 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	209 ANNABERG LN, MONROE, NC 28110-8651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CAPTIAL CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2024 · Amount on File
Deed Sale	Dec 10, 2024 · Amount on File
Prior Sale	Aug 12, 2022 · Amount on File
Deed Document Number	202429488
Deed Book / Page	9027 / 416
Last Transfer Date	Aug 29, 2025
Transfer Doc	0009189635
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	209 ANNABERG LN, MONROE, NC 28110-8651
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	SERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008702578
Date	May 5, 2023
Book Page	8702/578
Instrument	10546

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 5, 2043

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 12, 2022
Property Address	209 ANNABERG LN, MONROE, NC 28110-8651
Document Number	0008547471
Book / Page	8547 / 471
Map Reference	CAB H PG 615
Instrument Date	Aug 11, 2022
Instrument	28651
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1219 WILLOW OAKS TRL, 1219, MATTHEWS, NC 28104-8628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 ANNABERG LN, MONROE, NC 28110-8651

Mortgage

Document Number	0000028652
Date	Aug 12, 2022
Instrument	28652

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 209 Annaberg Ln was $1,680.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,400 (-) Land $72,400 Building $275,000	$347,400 (-) Land $72,400 Building $275,000
2025	$1,680.00	$347,400 Land $72,400 Building $275,000	$347,400 Land $72,400 Building $275,000
2023	$1,476.00	$230,600 Land $44,900 Building $185,700	$230,600 Land $44,900 Building $185,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Annaberg Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Annaberg Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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