209 Ann Ave, Dundee, FL 33838 Property Records

Polk County property record for 209 Ann Ave, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,936 sqft · built 1989
Lot Size	0.239 acres (10,398 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Aug 2025)
Tax Bill	$4,295 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`27-28-28-844500-003610`

Property Details

APN / Parcel Number

Primary APN	`27-28-28-844500-003610`
Alternative APNs	`282827844500003610` `82827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,398 sqft (0.239 acres)
Lot Dimensions	104 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Area	576 sqft
Porch	Florida Room
Porch Area	576 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	209 ANN AVE
City	DUNDEE
State	FL
Zip	33838-4571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HART D L SUBDIVISION PB 23 PG 10 LOTS 360 361 362 & 363
Legal Range	27E
Legal Township	28S
Legal Section	28
Legal Subdivision	HART D L SUBDIVISION
Legal Tract	844500
Legal Block	1
Legal Lot Number	360
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1037
Census Tract	14131

Owner

209 Ann Ave is owned and occupied by two individuals who bought it in August 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 ANN AVE, DUNDEE, FL 33838-4571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Prior Sale	Sep 18, 2006 · Amount on File
Deed Document Number	2025186941
Deed Book / Page	13657 / 486
Prior Transfer Date	Sep 11, 2006
Prior Transfer Doc	0000229075
Record Updated	Oct 29, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	209 ANN AVE, DUNDEE, FL 33838-4571
Document Number	0107251864
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 ANN AVE DUNDEE FL 338384571, DUNDEE, FL 33838-4571

Mortgage

Document Number	0107251864
Date	Jan 16, 2019
Book Page	010725/001864
Instrument	10481

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	468 Months
Due	Jan 15, 2058

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 209 Ann Ave was $4,295.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,427 (+185.82%) Land $21,059 Building $172,368	$193,427 (-9.9%) Land $21,059 Building $172,368
2025	$4,295.00	$67,674	$214,669 Land $21,059 Building $193,610
2023	$714.00 (+0.71%) Homeowner's exemption	$63,851 (+3%)	$219,898 (+42.91%) Land $20,734 Building $199,164
2022	$709.00 Homeowner's exemption	$61,991	$153,869 Land $8,199 Building $145,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 Ann Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Ann Ave is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000