209 Acadia Rd, Waldorf, MD 20602 Property Records

Charles County property record for 209 Acadia Rd, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,689 sqft · built 1967
Lot Size	0.263 acres (11,470 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Jun 2007)
Tax Bill	$4,248 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-012973`

Property Details

APN / Parcel Number

Primary APN	`06-012973`
Alternative APNs	`6012973` `012973`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,689 sqft Living Area
Gross Area	1,964 sqft
1st Floor Area	1,014 sqft
Basement Area	675 sqft
Finished Basement	675 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,470 sqft (0.263 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	012973
Street Address	209 ACADIA RD
City	WALDORF
State	MD
Zip	20602-2875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	L 9 B 15 S 2-A CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Block	15
Legal Lot Number	9
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1018
Census Tract	850901

Owner

209 Acadia Rd is owned and occupied by an individual who bought it in June 2007.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	209 ACADIA RD, WALDORF, MD 20602-2875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 26, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2007 · Amount on File
Deed Sale	Jun 25, 2007 · Amount on File
Prior Sale	May 13, 2002
Deed Document Number	2007151407
Deed Book / Page	6370 / 477
Transfer Doc	0043370153
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	209 ACADIA RD, WALDORF, MD 20602-2875
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 ACADIA RD, WALDORF, MD 20602-2875

Mortgage

Document Number	0130550488
Date	Sep 15, 2023
Book Page	13055/488

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	209 ACADIA RD, WALDORF, MD 20602-2875
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111400500
Date	May 26, 2020
Book Page	11140/500

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	294 Months
Due	Nov 1, 2044

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	209 ACADIA RD, WALDORF, MD 20602-2875
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116350031
Date	Feb 24, 2021
Book Page	11635/31

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	287 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 209 Acadia Rd was $4,248.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,367 (+3.29%)	$315,100 (-) Land $125,000 Building $190,100
2025	$4,248.00	$295,633	$315,100 Land $125,000 Building $190,100
2023	$3,758.00 Homeowner's exemption	$262,700	$285,900 Land $125,000 Building $160,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Acadia Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Acadia Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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