209 3rd St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 209 3rd St, Sturgis, MI 49091

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,794 sqft
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Oct 2012)
Tax Bill$1,809 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Apr 2021 Transfer
Flood ZoneZone X (minimal risk)
APN052-090-039-00

Property Details

APN / Parcel Number

Primary APN052-090-039-00

Interior

Full Baths1 Bath
Building Area1,794 sqft Building Perimeter
1st Floor Area1,164 sqft
Basement Area840 sqft
Unfinished Basement840 sqft

Exterior

Lot Area17,424 sqft (0.4 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area320 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address209 3RD ST
CitySTURGIS
StateMI
Zip49091-1351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 & 11 BLK 6 BROADUS ADD. CITY OF STURGIS. (COMBO W/.038-00, 2021)
Legal SubdivisionBROADUS ADD CITY OF STURGIS
Legal Block6
Legal Lot Number10-11
JurisdictionST JOSEPH MI
Township / Civil DivisionSTURGIS
Census Block Group3
Census Block3032
Census Tract40700

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address209 3RD ST, STURGIS, MI 49091-1351
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Deed of Trust, Mortgage · Line of Credit
OMNI COMMUNITY CU
Apr 22, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2012 · Amount on File
Deed SaleOct 5, 2012 · Amount on File
Prior SaleDec 6, 2002 · Amount on File
Deed Book / Page1672 / 542
Last Transfer DateApr 1, 2021
Transfer Doc2021004309
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address209 3RD ST, STURGIS, MI 49091-1351
Transaction TypeMortgage
Record UpdatedAug 7, 2023
Title CompanyCALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 3RD ST, STURGIS, MI 49091-1351

Mortgage

Document Number2023005135
DateJul 18, 2023
Instrument2023005135
Lender
NameOMNI COMMUNITY CU
TypeCredit Union
AddressBATTLE CREEK, MI 49016
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJun 13, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOSEPH MI
Recording DateApr 22, 2021
Property Address209 3RD ST, STURGIS, MI 49091-1351
Document Number2021004309
Map ReferenceLB 1 PG 3
Instrument DateApr 1, 2021
Instrument2021004309
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address209 3RD ST, STURGIS, MI 49091-1351

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalitySturgis City
Unified School DistrictSturgis Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$101,400 (+10.94%)$202,800 (+10.94%)
2025$1,809.00 Homeowner's exemption$91,400 Land $4,000 Building $87,400$182,800 Land $8,000 Building $174,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURGIS
serves 11,920 people · EPA ID MI0006440
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
Lakeland Internet
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier.

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