209 2nd Ave, Dowagiac, MI 49047 Property Records

Cass County property record for 209 2nd Ave, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1945
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Sep 2021)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-160-100-535-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-100-535-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,144 sqft Building Perimeter
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	10,019 sqft (0.23 acres)
Garage Area	1,632 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 2ND AVE
City	DOWAGIAC
State	MI
Zip	49047-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1143B W 10 FT LOT 52 & ALL LOT 61 HOPKINS ADD CITY OF DOWAGIAC.
Legal Subdivision	HOPKINS ADD
Legal Lot Number	52,61
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	1
Census Block	1085
Census Tract	2201

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 2ND AVE, DOWAGIAC, MI 49047-2025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Deed Book / Page	1204 / 1757
Prior Transfer Date	Oct 12, 2015
Prior Transfer Doc	1097000671
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Sep 30, 2021
Property Address	209 2ND AVE, DOWAGIAC, MI 49047-2025
Document Number	01204/1757
Book / Page	1204 / 1757
Instrument Date	Sep 10, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,135.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 2ND AVE, DOWAGIAC, MI 49047-2025

Mortgage

Document Number	0012041758
Date	Sep 30, 2021
Instrument	1204/1758

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,300 (+17.04%) Land $67,300	$134,600 (+17.04%) Land $134,600
2025	$1,885.00 (+13.15%) Homeowner's exemption	$57,500 (+27.21%) Land $57,500	$115,000 (+27.21%) Land $115,000
2023		$45,200	$90,400
2022	$1,666.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20