209 15th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 209 15th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,232 sqft · built 1898
Lot Size	0.107 acres (4,661 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Dec 2025)
Tax Bill	$2,199 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-722-0048-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-722-0048-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	1,291 sqft
Basement Area	1,291 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Lot Area	4,661 sqft (0.107 acres)
Lot Dimensions	100 ft deep x 46.4 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 15TH ST
City	PORT HURON
State	MI
Zip	48060-4281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 49 WATERLOO'S SECOND ADDITION
Legal Subdivision	WATERLOOS SECOND ADD
Legal Lot Number	49
Legal Unit	49
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2005
Census Tract	623000

Owner

209 15th St is owned by two individuals who bought it in December 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1432 WASHINGTON AVE, PORT HURON, MI 48060-3453
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Dec 11, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Dec 17, 2025	Intrafamily Transfer, Transfer HOUSTON TITLE COMPANY, HURON TITLE COMPANY
Dec 11, 2025	Warranty Deed, Transfer UNKNOWN, COLONIAL TITLE COMPANY
Nov 12, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on File
Deed Sale	Dec 11, 2025 · Amount on File
Prior Sale	Dec 11, 2025 · Amount on File
Deed Document Number	202523664
Deed Book / Page	5879 / 291
Prior Transfer Date	Nov 6, 2025
Prior Transfer Doc	0005880798
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	209 15TH ST, PORT HURON, MI 48060-4281
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 WASHINGTON AVE, PORT HURON, MI 48060-3453

Mortgage

Document Number	0005870665
Date	Nov 12, 2025
Book Page	5870/665
Instrument	2025021739

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	14801 QUORUM DR STE 300, DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 11, 2025
Property Address	209 15TH ST, PORT HURON, MI 48060-4281
Document Number	0005879291
Book / Page	5879 / 291
Map Reference	LB 11 PG 110
Instrument Date	Nov 6, 2025
Instrument	2025023664
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2025
Title Company	UNKNOWN, COLONIAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6614 S PARKER ST, MARINE CITY, MI 48039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 WASHINGTON AVE, PORT HURON, MI 48060-3453

Mortgage

Document Number	2025021739
Date	Dec 11, 2025
Instrument	2025021739

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 17, 2025
Property Address	209 15TH ST, PORT HURON, MI 48060-4281
Document Number	0005880798
Book / Page	5880 / 798
Map Reference	LB 11 PG 110
Instrument Date	Nov 6, 2025
Instrument	2025024009
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	HOUSTON TITLE COMPANY, HURON TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1432 WASHINGTON AVE, PORT HURON, MI 48060-3453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 WASHINGTON AVE, PORT HURON, MI 48060-3453

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 11, 2025
Property Address	209 15TH ST, PORT HURON, MI 48060-4281
Document Number	0005879289
Book / Page	5879 / 289
Map Reference	LB 11 PG 110
Instrument Date	Jul 11, 2025
Instrument	2025023663
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	UNKNOWN, COLONIAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$311.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36001 HARPER AVE, CLINTON TOWNSHIP, MI 48035-2954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6614 S PARKER ST, MARINE CITY, MI 48039

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 12, 2025
Property Address	209 15TH ST, PORT HURON, MI 48060-4281
Document Number	0005870207
Book / Page	5870 / 207
Map Reference	LB 11 PG 110
Instrument Date	Aug 1, 2011
Instrument	2025021677
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17466 KNOLLWOOD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17466 KNOLLWOOD DR, CLINTON TOWNSHIP, MI 48038-2834

Tax Assessment & Valuation

The 2025 property tax bill for 209 15th St was $2,199, down 7.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,100 (+12.7%)	$124,200
2025	$2,199.00 (-7.88%)	$55,100
2024	$2,387.00		$110,200
2023		$41,600
2022	$1,697.00		$83,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 209 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on 15th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures