Dubuque County property record for 20898 N Cascade Rd, Bernard, IA 52032
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1989 |
| Lot Size | 10.2 acres (444,312 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,318 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-06-300-006 |
| Primary APN | 20-06-300-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 444,312 sqft (10.2 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20898 N CASCADE RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | LOT 1-2 NW SW - SEC 06 T87N R1E; |
| Legal Range | 01E |
| Legal Township | 87N |
| Legal Section | 06 |
| Legal Lot Number | 1,2 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3079 |
| Census Tract | 10300 |
Source: Dubuque County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20898 N CASCADE RD, BERNARD, IA 52032-9749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 17, 2024 |
| Transfer Doc | 0000006645 |
| Record Updated | Oct 29, 2026 |
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,318.00 Homeowner's exemption | $251,400 (+10.8%) Land $116,000 Building $135,400 | $251,400 (+10.8%) Land $116,000 Building $135,400 |
| 2024 | $2,318.00 (+8.62%) | ||
| 2023 | $226,900 (+22.23%) Land $105,500 Building $121,400 | $226,900 (+22.23%) Land $105,500 Building $121,400 | |
| 2022 | $2,134.00 Homeowner's exemption | $185,630 Land $88,930 Building $96,700 | |
| 2021 | $185,630 Land $88,930 Building $96,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Cascade Communications Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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