20897 Decatur St, Cassopolis, MI 49031 Property Records

Cass County property record for 20897 Decatur St, Cassopolis, MI 49031

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,475 sqft
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on File
Last Sale	$740,000 (Aug 2017)
Tax Bill	$35,235 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-100-240-027-00`

Property Details

APN / Parcel Number

Primary APN	`14-100-240-027-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,475 sqft Building Perimeter
1st Floor Area	2,475 sqft
Basement Area	2,475 sqft
Unfinished Basement	2,475 sqft

Exterior

Architectural Style	Contemporary
Lot Area	20,909 sqft (0.48 acres)
Garage Area	1,170 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20897 DECATUR ST
City	CASSOPOLIS
State	MI
Zip	49031-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 819 6S-14W BEG ON N LINE LOT 27 23.3 FT SELY OF NW COR SD LOT, TH S 8 DEG 07' W 222.7 FT TO PT ON S LINE LOT 28 14 FT NWLY
Legal Subdivision	SPRING BEACH
Legal Lot Number	27
Jurisdiction	CASS MI
Township / Civil Division	PENN
Census Block Group	2
Census Block	2033
Census Tract	1600

Owner

20897 Decatur St is owned by a company that acquired it in June 2021 and is owner-occupied.

Source: Cass County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	930 DUBLIN DR, MISHAWAKA, IN 46545-3592
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Jun 14, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 5, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 23, 2020	Quit Claim Deed, Transfer Quitclaim
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Aug 24, 2017	Trustee's Deed, Foreclosure MTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2017 · Amount on File
Deed Sale	Aug 24, 2017 · Amount on File
Prior Sale	Sep 20, 2013 · Amount on File
Deed Book / Page	1127 / 1993
Last Transfer Date	Jun 14, 2021
Transfer Doc	001198/252
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	20897 DECATUR ST, CASSOPOLIS, MI 49031-9313
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001192/472
Date	Mar 16, 2021
Book Page	1192/472

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Jun 14, 2021
Property Address	20897 DECATUR ST, CASSOPOLIS, MI 49031-9313
Document Number	001198/252
Book / Page	1198 / 252
Instrument Date	Jun 14, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	930 DUBLIN DR, 930, MISHAWAKA, IN 46545-3592

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Mar 5, 2021
Property Address	20897 DECATUR ST, CASSOPOLIS, MI 49031-9313
Document Number	001191/845
Book / Page	1191 / 845
Instrument Date	Mar 4, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 DUBLIN DR, MISHAWAKA, IN 46545-3592

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Sep 23, 2020
Property Address	20897 DECATUR ST, CASSOPOLIS, MI 49031-9313
Document Number	01180/2062
Book / Page	1180 / 2062
Instrument Date	Sep 17, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 25, 2020
Property Address	20897 DECATUR ST, CASSOPOLIS, MI 49031-9313
Document Number	01178/2030
Book / Page	1178 / 2030
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71034 KESSINGTON RD, 71034, UNION, MI 49130-9638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20897 DECATUR ST, ELKHART, IN 46516

Mortgage

Document Number	0011782033
Date	Aug 25, 2020
Instrument	1178/2033

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CASS MI
Recording Date	Aug 24, 2017
Property Address	20897 DECATUR ST, CASSOPOLIS, MI 49031-9313
Document Number	01127/1993
Book / Page	1127 / 1993
Map Reference	MB1 PG73
Instrument Date	Aug 24, 2017
Transaction Type	Foreclosure
Record Updated	Aug 12, 2022
Title Company	MTC

Transaction

Amount	Amount on Record
Tax	$6,364.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 W BRISTOL ST, ELKHART, IN 46514-1616

Tax Assessment & Valuation

The 2025 property tax bill for 20897 Decatur St was $35,235 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Penn Township
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$990,700 (+7.23%) Land $990,700	$1,981,400 (+7.23%) Land $1,981,400
2025	$35,235.00 Homeowner's exemption	$923,900 Land $923,900	$1,847,800 Land $1,847,800
2023		$489,100	$978,200
2022	$19,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20897 Decatur St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20897 Decatur St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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