Loudoun County property record for 20894 Gardengate Cir, Ashburn, VA 20147
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,202 sqft · built 1997 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Jan 2018) |
| Tax Bill | $7,430 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 154-39-6583-000 |
| Primary APN | 154-39-6583-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,202 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | Deck Area |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20894 GARDENGATE CIR |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20147-4025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | ASHBURN FARM SEC 7 BK 3 LOT 17 200609010075696 |
| Legal Subdivision | ASHBURN FARM |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ASHBURN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 611019 |
20894 Gardengate Cir is owned and occupied by an individual who acquired it in September 2025.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20894 GARDENGATE CIR, ASHBURN, VA 20147-4025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Divorce Transfer, Transfer |
| Jan 17, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2018 · Amount on File |
| Deed Sale | Jan 17, 2018 · Amount on File |
| Prior Sale | Sep 1, 2006 · Amount on File |
| Deed Document Number | 20182756 |
| Last Transfer Date | Sep 30, 2025 |
| Transfer Doc | 0000047393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Sep 30, 2025 |
| Property Address | 20894 GARDENGATE CIR, ASHBURN, VA 20147-4025 |
| Document Number | 0000047393 |
| Map Reference | MB 1416 PG 1045 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 20250930-0047393 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20894 GARDENGATE CIR, ASHBURN, VA 20147-4025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jan 17, 2018 |
| Property Address | 20894 GARDENGATE CIR, ASHBURN, VA 20147-4025 |
| Document Number | 20180117002756 |
| Instrument Date | Jan 13, 2018 |
| Instrument | 2756 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20894 GARDENGATE CIR ASHBURN VA 201474025, ASHBURN, VA 20147-4025 |
| Document Number | 20180117002757 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 2757 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 20894 Gardengate Cir was $7,430, up 6.6% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,430.00 (+6.58%) | $923,060 (+6.59%) Land $322,300 Building $600,760 | $923,060 (+6.59%) Land $322,300 Building $600,760 |
| 2025 | $6,971.00 | $865,990 Land $297,300 Building $568,690 | $865,990 Land $297,300 Building $568,690 |
| 2023 | $6,980.00 | $797,770 Land $299,100 Building $498,670 | $797,770 Land $299,100 Building $498,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20894 Gardengate Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20894 Gardengate Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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