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20892 Waterbeach Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 20892 Waterbeach Pl, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 3,746 sqft · built 1995
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on File
Last Sale$910,000 (Apr 2024)
Tax Bill$7,612 (2026)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN007-40-0257-000

Property Details

APN / Parcel Number

Primary APN007-40-0257-000
Alternative APN
  • 82 E 3 113

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,746 sqft Living Area
1st Floor Area2,126 sqft
Basement Area1,620 sqft
Finished Basement1,620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area400 sqft

Exterior Amenities

PorchOpen Porch
Porch Area32 sqft
Deck AreaDeck Area
Patio Area918 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20892 WATERBEACH PL
CitySTERLING
StateVA
Zip20165-7407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionCASCADES SEC.3B LOT 113 2378--334
Legal SubdivisionCASCADES
Legal Block1
Legal Lot Number113
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1000
Census Tract611209

Owner

20892 Waterbeach Pl is owned and occupied by an individual who bought it in April 2024.

Source: Loudoun County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address20892 WATERBEACH PL, STERLING, VA 20165-7407
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2024 · Amount on File
Deed SaleApr 16, 2024 · Amount on File
Prior SaleDec 31, 2002 · Amount on File
Deed Document Number202414877
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateApr 16, 2024
Property Address20892 WATERBEACH PL, STERLING, VA 20165-7407
Document Number0000014877
Instrument DateApr 15, 2024
Instrument202404160014877
Transaction TypeTransfer
Record UpdatedMay 1, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20892 WATERBEACH PL, STERLING, VA 20165-7407

Mortgage

Document Number0000014878
DateApr 16, 2024
Instrument202404160014878
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20892 Waterbeach Pl was $7,612.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,612.00$945,620 Land $279,600 Building $666,020$945,620 Land $279,600 Building $666,020
2023$6,638.00$758,710 Land $244,600 Building $514,110$758,710 Land $244,600 Building $514,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20892 Waterbeach Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2011–2019)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20892 Waterbeach Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

May also be available: Cox Communications, T-Mobile.

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