2089 Trowbridge St, Hamtramck, MI 48212 Property Records

Wayne County property record for 2089 Trowbridge St, Hamtramck, MI 48212

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,209 sqft · built 1916
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Sep 2025)
Tax Bill$1,725 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41 003 05 0146 000

Property Details

APN / Parcel Number

Primary APN41 003 05 0146 000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,209 sqft Living Area
1st Floor Area967 sqft
Basement Area405 sqft
Unfinished Basement405 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions100 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2089 TROWBRIDGE ST
CityHAMTRAMCK
StateMI
Zip48212-3238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 146 ADOLPH SLOMAN'S MILWAUKEE JUNCT. SUB 1/4 SEC 39 10,000 A.T. L.21 P.100WCR
Legal SubdivisionADOLPH SLOMAN'S MILWAUKEE JUNCTION
Legal Lot Number146
JurisdictionWAYNE MI
Township / Civil DivisionHAMTRAMCK
Census Block Group2
Census Block2001
Census Tract552200

Owner

2089 Trowbridge St is owned and occupied by an individual who bought it in September 2025.

Source: Wayne County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address12098 SOBIESKI ST, HAMTRAMCK, MI 48212-2734
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Warranty Deed, Transfer · Conventional Mortgage
SNS HOME LOANS LLC
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 6, 2018Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2025 · Amount on File
Deed SaleSep 22, 2025 · Amount on File
Prior SaleJul 6, 2018 · Amount on File
Deed Document Number2025270677
Deed Book / Page59796 / 1446
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateSep 22, 2025
Property Address2089 TROWBRIDGE ST, HAMTRAMCK, MI 48212-3238
Document Number0597961446
Book / Page59796 / 1446
Map ReferenceLB 21 PG 100
Instrument DateSep 22, 2025
Instrument2025270677
Transaction TypeTransfer
Record UpdatedDec 31, 2025
Title CompanyVANGUARD TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2089 TROWBRIDGE ST, HAMTRAMCK, MI 48212-3238

Transferred To (Grantee/Buyer)

NameVerified Name
Address2089 TROWBRIDGE ST, HAMTRAMCK, MI 48212-3238

Mortgage

Document Number0598161178
DateSep 30, 2025
Book Page59816/1178
Instrument2025278432
Lender
NameSNS HOME LOANS LLC
TypeMortgage Company
AddressHIGHLAND, MI 48356
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address2089 TROWBRIDGE ST, HAMTRAMCK, MI 48212-3238
Transaction TypeMortgage
Record UpdatedMay 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2089 TROWBRIDGE ST, HAMTRAMCK, MI 48212-3238

Mortgage

Document Number0566161249
DateApr 7, 2021
Book Page56616/1249
Instrument2021178198
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term118 Months
DueFeb 1, 2031

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateJul 6, 2018
Property Address2089 TROWBRIDGE ST, HAMTRAMCK, MI 48212-3238
Document Number0544940495
Book / Page54494 / 0495
Map ReferenceLB21 PG100
Instrument DateJun 18, 2018
Instrument2018215708
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$877.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2089 TROWBRIDGE ST, 2089, HAMTRAMCK, MI 48212-3238

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3032 TOWBRIDGE, HAMTRAMCK, MI 48212-3284

Mortgage

Document Number2018215709
DateJul 6, 2018
Instrument2018215709
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2089 Trowbridge St was $1,725 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityHamtramck City
Unified School DistrictHamtramck Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,400 (+6.38%)$166,800 (+6.38%)
2025$1,725.00 Homeowner's exemption$78,400$156,800
2023$1,927.00 Homeowner's exemption$57,500$115,000
2019$1,629.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2089 Trowbridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2089 Trowbridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMTRAMCK
serves 28,433 people · EPA ID MI0002970
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Also Mapped HereCITY OF DETROIT
Lead12 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Oct 2022
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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