Oakland County property record for 2089 Spinnaker Ln, West Bloomfield, MI 48324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,844 sqft · built 1979 |
| Lot Size | 0.274 acres (11,935 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,000,000 (Apr 2023) |
| Tax Bill | $12,409 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Apr 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | X-18-01-476-002 |
| Primary APN | X-18-01-476-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| 1st Floor Area | 1,847 sqft |
| Basement Area | 1,847 sqft |
| Finished Basement | 1,847 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 11,935 sqft (0.274 acres) |
| Lot Dimensions | 116 ft deep x 103 ft wide |
| Garage Area | 482 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 453 sqft |
| Deck Area | 377 sqft |
| Patio Area | 377 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2089 SPINNAKER LN |
|---|---|
| City | WEST BLOOMFIELD |
| State | MI |
| Zip | 48324-1887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | T2N, R9E, SEC 1 HAMMOND LAKE ESTATES NO. 3 LOT 127 |
| Legal Range | 09E |
| Legal Township | 02N |
| Legal Section | 01 |
| Legal Subdivision | HAMMOND LAKE ESTATES |
| Legal Lot Number | 127 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WEST BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 156000 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7458 CARLYLE XING, WEST BLOOMFIELD, MI 48322-3283 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 29, 2025 | Warranty Deed, Transfer |
| Apr 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Aug 17, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Dec 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 1, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2023 · Amount on Record |
| Deed Sale | Apr 12, 2023 · Amount on Record |
| Deed Document Number | 202340821 |
| Deed Book / Page | 58538 / 250 |
| Prior Transfer Date | Mar 1, 2019 |
| Prior Transfer Doc | 0000028298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 29, 2025 |
| Property Address | 2089 SPINNAKER LN, WEST BLOOMFIELD, MI 48324-1887 |
| Document Number | 0000122110 |
| Book / Page | 60565 / 262 |
| Map Reference | LB 72 PG 23 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 122110 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7458 CARLYLE XING, WEST BLOOMFIELD, MI 48322-3283 |
| Name | Verified Name |
|---|---|
| Address | 7458 CARLYLE XING, WEST BLOOMFIELD, MI 48322-3283 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 12, 2023 |
| Property Address | 2089 SPINNAKER LN, WEST BLOOMFIELD, MI 48324-1887 |
| Document Number | 0000040821 |
| Book / Page | 58538 / 250 |
| Map Reference | LB 72 PG 23 |
| Instrument Date | Apr 5, 2023 |
| Instrument | 40821 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2089 SPINNAKER LN, WEST BLOOMFIELD, MI 48324-1887 |
| Name | Verified Name |
|---|---|
| Address | 7458 CARLYLE XING, WEST BLOOMFIELD, MI 48322-3283 |
| Document Number | 0058538355 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 58538/355 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2089 SPINNAKER LN, WEST BLOOMFIELD, MI 48324-1887 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2089 SPINNAKER LN, WEST BLOOMFIELD, MI 48324-1887 |
| Document Number | 0000199938 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 56705/710 |
| Instrument | 199938 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2089 SPINNAKER LN, WEST BLOOMFIELD, MI 48324-1887 |
| Document Number | 0000009760 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2089 SPINNAKER LN WEST BLOOMFIELD MI 483241887, WEST BLOOMFIELD, MI 48324-1887 |
| Document Number | 0000009760 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 053705/000424 |
| Instrument | 9760 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 1, 2019 |
| Property Address | 2089 SPINNAKER LN, WEST BLOOMFIELD, MI 48324-1887 |
| Document Number | 0000028298 |
| Book / Page | 052612 / 000755 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 28298 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2089 SPINNAKER LN WEST BLOOMFIELD MI 483241887, WEST BLOOMFIELD, MI 48324-1887 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | West Bloomfield Charter Township |
| Unified School District | Pontiac City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,409.00 (-26.5%) | $363,210 (+6.64%) Land $86,460 Building $276,750 | $726,420 (+6.64%) Land $172,920 Building $553,500 |
| 2024 | $16,884.00 (+162.13%) Homeowner's exemption | $340,610 (+22.21%) | $681,220 (+22.21%) |
| 2023 | $6,441.00 (+5%) Homeowner's exemption | $557,420 Land $150,360 Building $407,060 | |
| 2022 | $6,134.00 | $278,710 Land $75,180 Building $203,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 921.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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