2089 Silverado St, San Marcos, CA 92078 Property Records

San Diego County property record for 2089 Silverado St, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,625 sqft · built 2006
Lot Size	16.6 acres (723,696 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2013)
Tax Bill	$7,459 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-650-11-51`

Property Details

APN / Parcel Number

Primary APN	`223-650-11-51`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,625 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	723,696 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2089 SILVERADO ST
City	SAN MARCOS
State	CA
Zip	92078-3201
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPA
Legal Description	LOT 1 US 51PER D05-231729&05-741589&UND INT IN TR 014913
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014913
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	20042

Owner

Source: San Diego County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2089 SILVERADO ST, SAN MARCOS, CA 92078-3201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCE CO
Aug 26, 2019	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2013 · Amount on Record
Deed Sale	Jul 9, 2013 · Amount on Record
Prior Sale	May 30, 2006 · Amount on Record
Deed Document Number	2013429245
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2089 SILVERADO ST, SAN MARCOS, CA 92078-3201
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 SILVERADO ST, SAN MARCOS, CA 92078-3201

Mortgage

Document Number	0000646061
Date	Sep 13, 2021
Instrument	2021-0646061

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2089 SILVERADO ST, SAN MARCOS, CA 92078-3201
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023319
Date	Jan 15, 2020
Instrument	2020-0023319

Lender

Name	CARDINAL FINANCE CO
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2089 SILVERADO ST, SAN MARCOS, CA 92078-3201
Document Number	0000374633
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 SILVERADO ST SAN MARCOS CA 920783201, SAN MARCOS, CA 92078-3201

Mortgage

Document Number	0000374633
Date	Aug 30, 2019
Instrument	374633

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 29, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$500,141 (+2%) Land $138,688 Building $361,453
2025	$7,459.00 (+4.09%) Homeowner's exemption	$490,335 (+4.04%) Land $135,969 Building $354,366
2023	$7,166.00 (+1.42%) Homeowner's exemption	$471,296 Land $130,690 Building $340,606
2022	$7,066.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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