2089 Robert Dr, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Town property record for 2089 Robert Dr, Niagara Falls, NY 14304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,554 sqft · built 1985
Lot Size	0.354 acres (15,434 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Sep 2024)
Tax Bill	$8,215 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`293000 146.18-1-24`

Property Details

APN / Parcel Number

Primary APN	`293000 146.18-1-24`
Alternative APN	`30001460180001024000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,554 sqft Living Area
1st Floor Area	1,984 sqft
Basement Area	570 sqft
Finished Basement	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	15,434 sqft (0.354 acres)
Lot Dimensions	181 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	430 sqft
Porch	Slab
Porch Area	48 sqft
Patio Area	344 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2089 ROBERT DR
City	NIAGARA FALLS
State	NY
Zip	14304-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	LOZINA SUB LOT 57
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NIAGARA
Census Block Group	2
Census Block	2012
Census Tract	22602

Owner

2089 Robert Dr is owned by an individual who bought it in September 2024.

Source: Niagara County and Niagara Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	165 MAYNARD DR, BUFFALO, NY 14226-3367
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2024 · Amount on File
Deed Sale	Sep 18, 2024 · Amount on File
Deed Document Number	202414110
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	2089 ROBERT DR, NIAGARA FALLS, NY 14304-1825
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 ROBERT DR, NIAGARA FALLS, NY 14304-1825

Mortgage

Document Number	0000005412
Date	Oct 5, 2023
Instrument	2023-15412

Lender

Name	CORNERSTONE COMMUNITY FCU
Type	Credit Union
Address	LOCKPORT, NY 14095

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2089 Robert Dr was $8,215, down 13.9% from the year before.

Source: Niagara County and Niagara Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Niagara Town
Unified School District	Niagara-Wheatfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,215.00 (-13.85%)
2025	$9,536.00	$370,000 Land $26,300 Building $343,700	$370,000 Land $26,300 Building $343,700
2023		$130,000 Land $17,200 Building $112,800	$351,400 Land $46,493 Building $304,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2089 Robert Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	20 (1978–2026)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2089 Robert Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIAGARA WATER IMPROVEMENT AREA serves 8,100 people · EPA ID NY3100571
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20