Gloucester County property record for 2089 Merrick Dr, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,435 sqft · built 2010 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,900 (Apr 2011) |
| Tax Bill | $2,357 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Mar 2017 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 42317 |
| Primary APN | 42317 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,435 sqft Living Area |
| Gross Area | 2,718 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 728 sqft |
| Porch | Open Porch |
| Deck Area | 141 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 2089 MERRICK DR |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | BECKWITH FARMS LOT 76 |
| Legal Subdivision | PLAT: PB25 546-546C |
| Legal Lot Number | 76 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 100500 |
2089 Merrick Dr is owned and occupied by an individual who acquired it in December 2024.
Source: Gloucester County records, as of October 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2089 MERRICK DR, HAYES, VA 23072-3757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Mar 8, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2011 · Amount on File |
| Deed Sale | Apr 1, 2011 · Amount on File |
| Prior Sale | Apr 1, 2011 · Amount on File |
| Deed Document Number | 110001588 |
| Last Transfer Date | Dec 20, 2024 |
| Transfer Doc | 0240004850 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 2089 MERRICK DR, HAYES, VA 23072-3757 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0190004944 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 190004944 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Nov 1, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 2089 MERRICK DR, HAYES, VA 23072-3757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170001052 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 170001052 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 2089 Merrick Dr was $2,357, up 5.2% from the year before.
Source: Gloucester County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,357.00 (+5.22%) | $377,770 (-) Land $63,660 Building $314,110 | $377,770 (-) Land $63,660 Building $314,110 |
| 2024 | $2,240.00 | $377,770 (-) Land $63,660 Building $314,110 | $377,770 (-) Land $63,660 Building $314,110 |
| 2023 | $2,240.00 (+8.84%) | $377,770 (+34.88%) Land $63,660 Building $314,110 | $377,770 (+34.88%) Land $63,660 Building $314,110 |
| 2022 | $2,058.00 | $280,080 Land $50,230 Building $229,850 | $280,080 Land $50,230 Building $229,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2089 Merrick Dr in Zone X, an area of minimal flood risk, though there have been 268 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 573 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 573 in force |
| Nearby Flood Claims | 268 (1982–2025) |
| Claims Outside the SFHA | 3 of 268 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2089 Merrick Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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