2089 Lower Ct, Crofton, MD 21114 Property Records

Anne Arundel County property record for 2089 Lower Ct, Crofton, MD 21114

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,866 sqft · built 1991
Lot Size	0.162 acres (7,034 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Dec 2013)
Tax Bill	$5,102 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-192-90067043`

Property Details

APN / Parcel Number

Primary APN	`02-192-90067043`
Alternative APNs	`2-192-90067043` `19290067043`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,866 sqft Living Area
Gross Area	2,094 sqft
1st Floor Area	861 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,034 sqft (0.162 acres)
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19290067043
Street Address	2089 LOWER CT
City	CROFTON
State	MD
Zip	21114-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 44 CROFTON HIGHLANDS
Legal Subdivision	CROFTON HIGHLANDS
Legal Block	1
Legal Lot Number	44
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1001
Census Tract	702206

Owner

Source: Anne Arundel County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2089 LOWER CT, CROFTON, MD 21114-1634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2013 · Amount on Record
Deed Sale	Dec 5, 2013 · Amount on Record
Prior Sale	Feb 2, 2007 · Amount on Record
Deed Book / Page	26884 / 437
Transfer Doc	0111280554
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2089 LOWER CT, CROFTON, MD 21114-1634
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 LOWER CT, CROFTON, MD 21114-1634

Mortgage

Document Number	0382800435
Date	Jan 26, 2022
Book Page	38280/435

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,800 (+6.52%) Land $299,100 Building $238,700	$537,800 (-) Land $299,100 Building $238,700
2025	$5,102.00 (+2.29%) Homeowner's exemption	$504,867 (+15%)	$537,800 (+22.51%) Land $299,100 Building $238,700
2024	$4,988.00 (+14.4%)
2023	$4,360.00 Homeowner's exemption	$439,000 Land $259,100 Building $179,900	$439,000 Land $259,100 Building $179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2009–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20