Navajo County property record for 2089 Knotty Pine Cir, Overgaard, AZ 85933
| Property Type | Single Family Home |
|---|---|
| Details | 8,148 sqft · built 2001 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,325,000 (Sep 2023) |
| Tax Bill | $5,286 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-35-018U |
| Primary APN | 206-35-018U |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 8,148 sqft Living Area |
| Gross Area | 8,724 sqft |
| 1st Floor Area | 3,000 sqft |
| Basement Area | 2,336 sqft |
| Finished Basement | 2,336 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 944 sqft |
| Deck Area | Deck Area |
| Patio Area | 656 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2089 KNOTTY PINE CIR |
|---|---|
| City | OVERGAARD |
| State | AZ |
| Zip | 85933-5223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | SECTION 31,T12N,R17E:SW4 SE4 NE4 NE4 OUT OF 206-35-018C FOR 98 & OUT OF 206-35-018E FOR 98 OUT OF 206-35-018L FOR 99 ROLL |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 31 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 964201 |
Source: Navajo County records · APN 206-35-018U
Assessment roll updated June 12, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2089 KNOTTY PINE CIR, OVERGAARD, AZ 85933-5223 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Prior Sale | Sep 28, 2012 · Amount on Record |
| Deed Document Number | 202313076 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 2089 KNOTTY PINE CIR, OVERGAARD, AZ 85933-5223 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2023 |
| Title Company | NOT AVAILABLE, NAVI TITLE AGENCY PLLC |
| Name | Verified Name |
|---|---|
| Address | 1918 N FOREST, MESA, AZ 85203-2829 |
| Document Number | 0000016569 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 2023-16569 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Sep 21, 2023 |
| Property Address | 2089 KNOTTY PINE CIR, OVERGAARD, AZ 85933-5223 |
| Document Number | 0000013076 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023-13076 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2023 |
| Title Company | NVR TITLE, NAVI TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1320 E TREASURE COVE DR, GILBERT, AZ 85234-2656 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1918 N FOREST, MESA, AZ 85203-2829 |
| Document Number | 0000013077 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023-13077 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Heber-Overgaard Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $1,187,079 (+47.86%) Land $90,109 Building $1,096,970 | ||
| 2025 | $5,286.00 (+4.22%) | $80,281 (-3.53%) Land $9,262 Building $71,019 | $802,815 (-3.53%) Land $92,622 Building $710,193 |
| 2024 | $83,221 Land $8,264 Building $74,957 | $832,207 Land $82,635 Building $749,572 | |
| 2023 | $5,072.00 (+4.88%) | ||
| 2022 | $4,836.00 |
Source: FEMA National Flood Hazard Layer as of February 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Very High above 91% of the US · above 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Cable One, Conexon Connect, Frontier.
Based on FCC filings for 95 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ARIZONA WATER CO - OVERGAARD private · serves 13,797 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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