Shelby County property record for 2089 Harbert Ave, Memphis, TN 38104
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,860 sqft · built 1912 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Jun 2023) |
| Tax Bill | $1,941 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Feb 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-0029-0-0005 |
| Primary APN | 03-0029-0-0005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 1,860 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 180 ft deep x 50 ft wide |
| Porch | Enclosed Frame Porch |
| Porch Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2089 HARBERT AVE |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38104-5330 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-6 |
| Legal Description | SS HARBERT |
| Legal Subdivision | HIGBEE HEIGHTS |
| Legal Lot Number | 144 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 3300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Idlewild Historic District listed 1999 · 350 contributing resources · NRIS 99000278 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2089 HARBERT AVE, MEMPHIS, TN 38104-5330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2023 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Feb 15, 2018 | Loan Modification, Mortgage · Line of Credit RENASANT BK |
| Jan 4, 2018 | Deed of Trust, Mortgage · Line of Credit RENASANT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on Record |
| Deed Sale | Jun 14, 2023 · Amount on Record |
| Prior Sale | Feb 25, 2015 · Amount on Record |
| Deed Document Number | 202348472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 14, 2023 |
| Property Address | 2089 HARBERT AVE, MEMPHIS, TN 38104-5330 |
| Document Number | 0023048472 |
| Map Reference | MB 83 PG 594 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 23048472 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,147.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2089 HARBERT AVE, MEMPHIS, TN 38104-5330 |
| Document Number | 0023048473 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 23048473 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 2089 HARBERT AVE, MEMPHIS, TN 38104-5330 |
| Document Number | 0000018057 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2089 HARBERT AVE MEMPHIS TN 381045330, MEMPHIS, TN 38104-5330 |
| Document Number | 0000018057 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 18057 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, TN 38138 |
| Type | Line of Credit |
|---|---|
| Term | 120 Months |
| Due | Feb 25, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 2089 HARBERT AVE, MEMPHIS, TN 38104-5330 |
| Document Number | 0000013151 |
| Instrument Date | Jan 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2089 HARBERT AVE MEMPHIS TN 381045330, MEMPHIS, TN 38104-5330 |
| Document Number | 0000013151 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 13151 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, TN 38138 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 8, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,941.00 (-39.1%) | $72,175 (+37.94%) Land $22,400 Building $49,775 | $288,700 (+37.94%) Land $89,600 Building $199,100 |
| 2023 | $52,325 Land $16,575 Building $35,750 | ||
| 2022 | $3,187.00 | ||
| 2021 | $209,300 Land $66,300 Building $143,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2025) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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