2089 Fairway Oaks Dr, Ripon, CA 95366 Property Records

San Joaquin County property record for 2089 Fairway Oaks Dr, Ripon, CA 95366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,992 sqft · built 2005
Lot Size	0.329 acres (14,325 sqft)
Owner	2 Company Names on Record
Last Sale	$882,000 (Sep 2005)
Tax Bill	$12,018 (2026)
Deeds & Mortgages	May 2021 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`245-310-290-000`

Property Details

APN / Parcel Number

Primary APN	`245-310-290-000`
Alternative APN	`245-310-29`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,992 sqft Living Area
1st Floor Area	2,992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	14,325 sqft (0.329 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	245-310-29
Street Address	2089 FAIRWAY OAKS DR
City	RIPON
State	CA
Zip	95366-9361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06 FM PT 245-310-19/PT TO 28 PER 05055077
Legal Subdivision	FAIRWAY OAKS AT BARTON RANCH
Legal Block	3
Legal Lot Number	40
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3008
Census Tract	5003

Owner

Source: San Joaquin County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2089 FAIRWAY OAKS DR, RIPON, CA 95366-9361
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
May 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2005 · Amount on Record
Deed Sale	Sep 30, 2005 · Amount on Record
Deed Document Number	2005245127
Last Transfer Date	May 13, 2021
Transfer Doc	0000088157
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 20, 2021
Property Address	2089 FAIRWAY OAKS DR, RIPON, CA 95366-9361
Document Number	0000088160
Map Reference	MB 38 PG 6
Instrument Date	May 13, 2021
Instrument	2021-088160
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2089 FAIRWAY OAKS DR, RIPON, CA 95366-9361
Investor	Possibly a Property Investor

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 20, 2021
Property Address	2089 FAIRWAY OAKS DR, RIPON, CA 95366-9361
Document Number	0000088157
Map Reference	MB 38 PG 6
Instrument Date	May 13, 2021
Instrument	2021-088157
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2089 FAIRWAY OAKS DR, RIPON, CA 95366-9361

Mortgage

Document Number	0000088158
Date	May 20, 2021
Instrument	2021-088158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2089 FAIRWAY OAKS DR, RIPON, CA 95366-9361
Document Number	0000044486
Instrument Date	Mar 31, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2089 FAIRWAY OAKS DR RIPON CA 953669361, RIPON, CA 95366-9361

Mortgage

Document Number	0000044486
Date	May 2, 2019
Instrument	44486

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,018.00 (+1.57%)	$1,109,700 (-) Land $330,000 Building $779,700
2025	$11,832.00 (+23.56%)	$1,109,700 (+23.99%) Land $330,000 Building $779,700
2023	$9,576.00 (-0.33%) Homeowner's exemption	$895,000 Land $265,000 Building $630,000	$1,014,030
2022	$9,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIPON serves 15,753 people · EPA ID CA3910007
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ezWave Fixed Wireless	1,000 / 200
Matrix Broadband Fixed Wireless	400 / 80
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, unWired Broadband.

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