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2089 E Main St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 2089 E Main St, Rochester, NY 14609

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,176 sqft · built 1915
Lot Size0.094 acres (4,080 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Aug 2025)
Tax Bill$2,254 (2026)
Deeds & MortgagesAug 2025 Sale & Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN071037-00.0

Property Details

APN / Parcel Number

Primary APN071037-00.0
Alternative APNs
  • 140010781000010080000000
  • 261400 107.81-1-8

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,176 sqft Total Area
1st Floor Area1,096 sqft
2nd Floor Area1,080 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area4,080 sqft (0.094 acres)
Lot Dimensions102 ft deep x 40 ft wide
Garage TypeDetached
Garage Area323 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area154 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number071037-00.0
Street Address2089 E MAIN ST
CityROCHESTER
StateNY
Zip14609-7505
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code11
Legal Description0076.00 503 21 00000 4315982077832181
Legal Block1
Legal Lot Number8.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group3
Census Block3002
Census Tract7600

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1656 CREEK ST, ROCHESTER, NY 14625-1122
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2025Warranty Deed, Transfer · Conventional Mortgage
GENESEE REGIONAL BANK
Aug 9, 2021Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 30, 2019Warranty Deed, Construction Loan · Construction Mortgage
TIM N TOMPKINS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2025 · Amount on Record
Deed SaleAug 20, 2025 · Amount on Record
Prior SaleAug 9, 2021 · Amount on Record
Deed Document Number20253325482
Deed Book / Page13119 / 720
Record UpdatedOct 29, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateAug 20, 2025
Property Address2089 E MAIN ST, ROCHESTER, NY 14609-7505
Document Number202503325482
Book / Page13119 / 720
Instrument DateAug 10, 2025
Instrument202503325482
Transaction TypeTransfer
Record UpdatedOct 3, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,320.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2089 E MAIN ST, ROCHESTER, NY 14609-7505

Transferred To (Grantee/Buyer)

NameVerified Name
Address2089 E MAIN ST, ROCHESTER, NY 14609-7505

Mortgage

Document Number202503325483
DateAug 20, 2025
Instrument202503325483
Lender
NameGENESEE REGIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateAug 9, 2021
Property Address2089 E MAIN ST, ROCHESTER, NY 14609-7505
Document Number0000000829
Book / Page12541 / 280
Instrument DateJul 31, 2021
Instrument202108090829
Transaction TypeTransfer
Record UpdatedMay 5, 2022
Title CompanyWEBTITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address130 SAN GABRIEL DR, 130, ROCHESTER, NY 14610-2848

Transferred To (Grantee/Buyer)

NameVerified Name
Address2089 E MAIN ST, ROCHESTER, NY 14609-7505

Mortgage

Document Number0000000830
DateAug 9, 2021
Instrument202108090830
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Mortgage

Document Number0000000831
DateAug 9, 2021
Book Page29379/347
Instrument202108090831
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

May 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateMay 30, 2019
Property Address2089 E MAIN ST, ROCHESTER, NY 14609-7505
Document Number0000000755
Book / Page012189 / 000489
Instrument DateMay 6, 2019
Instrument755
Transaction TypeConstruction Loan
Record UpdatedJul 2, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address130 SAN GABRIEL DR ROCHESTER NY 146102848, ROCHESTER, NY 14610-2848

Mortgage

Document Number756
DateMay 30, 2019
Book Page028041/000511
Instrument756
Lender
NameTIM N TOMPKINS
AddressPO BOX 451340, WESTLAKE, OH 44145-0635
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 29, 2020

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,254.00 (-3.68%)
2025$2,340.00 (+1.69%)$245,800 (-) Land $5,000 Building $240,800$245,800 (-) Land $5,000 Building $240,800
2024$2,301.00$245,800 (+96.64%) Land $5,000 Building $240,800$245,800 (+63.21%) Land $5,000 Building $240,800
2023$125,000 Land $5,600 Building $119,400$150,602 Land $6,747 Building $143,855

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 959 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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