2089 Cully Pl, San Jose, CA 95124 Property Records

Santa Clara County property record for 2089 Cully Pl, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 2,955 sqft · built 2023
Lot Size	0.09 acres (3,919 sqft)
Owner	2 Individual Names on File
Last Sale	$2,935,000 (Nov 2023)
Tax Bill	$38,938 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`414-52-013`

Property Details

APN / Parcel Number

Primary APN	`414-52-013`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,955 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	1,148 sqft
2nd Floor Area	1,404 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	3,919 sqft (0.09 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2089 CULLY PL
City	SAN JOSE
State	CA
Zip	95124-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2010
Census Tract	502701

Owner

2089 Cully Pl is owned and occupied by two individuals who bought it in November 2023.

Source: Santa Clara County records, as of March 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2089 CULLY PL, SAN JOSE, CA 95124-2827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 9, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Deed Document Number	202325557093
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2089 CULLY PL, SAN JOSE, CA 95124-2827
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 CULLY PL, SAN JOSE, CA 95124-2827

Mortgage

Document Number	0025960226
Date	Mar 23, 2026
Instrument	25960226

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	3201 N 4TH AVE, SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	Other
Max Rate	10.2%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2089 CULLY PL, SAN JOSE, CA 95124-2827
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 CULLY PL, SAN JOSE, CA 95124-2827

Mortgage

Document Number	0025907005
Date	Nov 20, 2025
Instrument	25907005

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	3201 N 4TH AVE, SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	Other
Max Rate	10.3%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2089 CULLY PL, SAN JOSE, CA 95124-2827
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 CULLY PL, SAN JOSE, CA 95124-2827

Mortgage

Document Number	0025581186
Date	Jan 2, 2024
Instrument	25581186

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

November 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 9, 2023
Property Address	2089 CULLY PL, SAN JOSE, CA 95124-2827
Document Number	0025557093
Map Reference	MB 943 PG 21-25
Instrument Date	Oct 19, 2023
Instrument	25557093
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2089 CULLY PL, SAN JOSE, CA 95124-2827

Mortgage

Document Number	0025557094
Date	Nov 9, 2023
Instrument	25557094

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2089 Cully Pl was $38,938, up 1.9% from the year before.

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Cambrian Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$38,938.00 (+1.89%)	$2,993,700 Land $1,565,700 Building $1,428,000
2024	$38,216.00 (+436.97%)
2023	$7,117.00 (+1.7%)	$546,511 Land $546,511
2022	$6,998.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2089 Cully Pl in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2089 Cully Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: Cruzio, GeoLinks, Sail Internet, T-Mobile, Verizon.

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