2089 Crane Rdg, Biloxi, MS 39532 Property Records

Harrison County property record for 2089 Crane Rdg, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,801 sqft · built 1993
Owner	Individual Name on File
Last Sale	$205,000 (Feb 2023)
Tax Bill	$351 (2023)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1209D-01-001.110`

Property Details

APN / Parcel Number

Primary APN	`1209D-01-001.110`
Alternative APN	`106618`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,801 sqft Adjusted Area
1st Floor Area	1,449 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	106618
Street Address	2089 CRANE RDG
City	BILOXI
State	MS
Zip	39532-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 THE BLUFFS PHASE III LESS PART OFF FRONT OF LOT FOR ROAD 377/414
Legal Range	10
Legal Township	07
Legal Section	14
Legal Subdivision	BLUFFS THE PHASE III
Legal Phase	21
Legal Lot Number	27
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2011
Census Tract	3312

Owner

2089 Crane Rdg is owned and occupied by an individual who bought it in February 2023.

Source: Harrison County records, as of November 5, 2025

Owner of Record	Individual Name on File
Mailing Address	2089 CRANE RDG, BILOXI, MS 39532-3312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 2, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage HANCOCK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	May 8, 2012
Deed Document Number	2023-0001016-D-J2
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Feb 16, 2023
Property Address	2089 CRANE RDG, BILOXI, MS 39532-3312
Document Number	20230001016DJ2
Map Reference	PB 13 PG 25
Instrument Date	Feb 16, 2023
Instrument	2023-0001016-D-J2
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 DURDEN RD, PRATTVILLE, AL 36067-1541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 SOUTH DR, BILOXI, MS 39531-3120

Mortgage

Document Number	20230001017TJ2
Date	Feb 16, 2023
Instrument	2023-0001017-T-J2

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2089 CRANE RDG, BILOXI, MS 39532-3312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170002929TJ2
Date	Oct 2, 2017
Instrument	2017-0002929-T-J2

Lender

Name	HANCOCK BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,971	$129,713 Land $40,000 Building $89,713
2023	$351.00 Homeowner's exemption	$11,944	$119,444 Land $40,000 Building $79,444
2022	$351.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2089 Crane Rdg in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	4 (2016–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2089 Crane Rdg has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect.

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