Cooke County property record for 2089 Co Rd 178, Gainesville, TX 76240
| Property Type | Mobile Home |
|---|---|
| Details | 840 sqft · built 2019 |
| Owner | 2 Individual Names on File |
| Tax Bill | $673 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0921-004-00002-MH |
| Primary APN | 0921-004-00002-MH |
|---|---|
| Alternative APN |
|
| Building Area | 840 sqft Living Area |
|---|---|
| Gross Area | 841 sqft |
| 1st Floor Area | 840 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Deck Area | 128 sqft |
| Account Number | 0921-004-00002-MH |
|---|---|
| Street Address | 2089 COUNTY ROAD 178 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SPENCER E; 0921; MH LABEL #: NTA1864056 CANCELLED TO REAL; SERIAL #: BEL010810TX |
| Legal Subdivision | SPENCER E |
| Jurisdiction | COOKE TX |
| Township / Civil Division | CALLISBURG |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 100 |
2089 Co Rd 178, a mobile home, is owned by two individuals.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2085 COUNTY ROAD 178, GAINESVILLE, TX 76240-7603 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2089 Co Rd 178 was $673.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $673.00 | $48,610 (-) Building $48,610 | $48,610 (-) Building $48,610 |
| 2025 | $673.00 (+9.79%) | $48,610 Building $48,610 | $48,610 Building $48,610 |
| 2024 | $613.00 | ||
| 2023 | $61,079 Building $61,079 | $61,079 Building $61,079 | |
| 2022 | $856.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2089 Co Rd 178 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1990–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2089 Co Rd 178 is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, Element8, Nextlink, Rise Broadband, T-Mobile.
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