Ray County property record for 20887 Cowsert Dr, Braymer, MO 64624
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,836 sqft · built 1999 |
| Lot Size | 108 acres (4,709,272 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,585 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-06-23-00-000-004.001 |
| Primary APN | 01-06-23-00-000-004.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| Basement Area | 1,836 sqft |
| Unfinished Basement | 1,836 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modular |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,709,272 sqft (108 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 720 sqft |
| Utility Building | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 20887 COWSERT DR |
|---|---|
| City | BRAYMER |
| State | MO |
| Zip | 64624-7100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW1/4 SW1/4 & N1/2 SW1/4 EX ALL LOT 2 RED ROCK ESTATES S/D & ALSO LESS & EX RD ROWS |
| Legal Range | 26 |
| Legal Township | 54 |
| Legal Section | 23 |
| Legal Subdivision | RED ROCK ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | RAY MO |
| Township / Civil Division | GRAPE GROVE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 80100 |
Source: Ray County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20887 COWSERT DR, BRAYMER, MO 64624-7100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Unified School District | Braymer C-4 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,740 (-) | $164,000 (-) | |
| 2025 | $1,585.00 (+7.75%) | $27,740 (+6.86%) Land $5,450 Building $22,290 | $164,000 (+6.19%) Land $43,480 Building $120,520 |
| 2024 | $1,471.00 (+6.59%) | $25,960 (+7.41%) Land $5,450 Building $20,510 | |
| 2023 | $154,440 (+6.69%) Land $43,480 Building $110,960 | ||
| 2022 | $1,380.00 | $24,170 Land $5,390 Building $18,780 | |
| 2021 | $144,750 Land $43,180 Building $101,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 101 (1985–2013) |
| Claims Outside the SFHA | 1 of 101 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAY COUNTY CONS PWSD 2 serves 9,360 people · EPA ID MO1024511 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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