20886 Laurel Leaf Ct, Ashburn, VA 20147 Property Records

Loudoun County property record for 20886 Laurel Leaf Ct, Ashburn, VA 20147

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,624 sqft · built 1996
Lot Size0.21 acres (9,147 sqft)
Owner2 Individual Names on Record
Last Sale$638,000 (Oct 2018)
Tax Bill$7,293 (2026)
Deeds & MortgagesSep 2020 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN154-40-0120-000

Property Details

APN / Parcel Number

Primary APN154-40-0120-000
Alternative APN
  • 79 H14 1

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,624 sqft Living Area
1st Floor Area963 sqft
Basement Area1,050 sqft
Finished Basement1,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,147 sqft (0.21 acres)
Garage TypeBuilt-in
Garage Area400 sqft

Exterior Amenities

PorchPorch
Porch Area35 sqft
Deck AreaDeck Area
Patio Area357 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20886 LAUREL LEAF CT
CityASHBURN
StateVA
Zip20147-4028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionASHBURN FARM SEC 7 BK 3 LOT 1 1465--368
Legal SubdivisionASHBURN FARM
Legal Block1
Legal Lot Number1
JurisdictionLOUDOUN VA
Township / Civil DivisionASHBURN
Census Block Group1
Census Block1008
Census Tract611019

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20886 LAUREL LEAF CT, ASHBURN, VA 20147-4028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Deed of Trust, Mortgage · Conventional with PMI
OLD DOMINION NAT'L BK
Apr 16, 2019Deed of Trust, Mortgage · Conventional with PMI
FREEDOM BK/VA
Oct 19, 2018Warranty Deed, Transfer · Conventional with PMI
BK & VA FREEDOM

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2018 · Amount on Record
Deed SaleOct 19, 2018 · Amount on Record
Prior SaleDec 19, 2013 · Amount on Record
Deed Document Number201861186
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20886 LAUREL LEAF CT, ASHBURN, VA 20147-4028
Document Number20200921085592
Instrument DateSep 16, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20886 LAUREL LEAF CT ASHBURN VA 201474028, ASHBURN, VA 20147-4028

Mortgage

Document Number20200921085592
DateSep 21, 2020
Instrument85592
Lender
NameOLD DOMINION NAT'L BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 20, 2050
Interest
Rate TypeFixed Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20886 LAUREL LEAF CT, ASHBURN, VA 20147-4028
Document Number20190422019549
Instrument DateApr 16, 2019
Transaction TypeMortgage
Record UpdatedApr 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20886 LAUREL LEAF CT ASHBURN VA 201474028, ASHBURN, VA 20147-4028

Mortgage

Document Number20190422019549
DateApr 22, 2019
Instrument19549
Lender
NameFREEDOM BK/VA
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 21, 2049
Interest
Rate TypeFixed Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateOct 19, 2018
Property Address20886 LAUREL LEAF CT, ASHBURN, VA 20147-4028
Document Number20181019061186
Instrument DateOct 18, 2018
Instrument61186
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$638.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20886 LAUREL LEAF CT ASHBURN VA 201474028, ASHBURN, VA 20147-4028

Mortgage

Document Number20181019061187
DateOct 19, 2018
Instrument61187
Lender
NameBK & VA FREEDOM
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,293.00 (+2.4%)$906,010 (+11.3%) Land $323,800 Building $582,210$906,010 (+11.3%) Land $323,800 Building $582,210
2023$7,122.00$813,990 Land $299,600 Building $514,390$813,990 Land $299,600 Building $514,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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