1. Home
  2. Florida
  3. Lee County
  4. Estero
  5. Napa Loop

20884 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20884 Napa Loop, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · built 2025
Lot Size0.281 acres (12,217 sqft)
Owner2 Individual Names on File
Last Sale$1,074,200 (Oct 2025)
Tax Bill$3,719 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Oct 2024 Sale
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0500B.1018

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0500B.1018
Alternative APNs
  • 273046L30500B1018
  • 10618643

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area12,217 sqft (0.281 acres)

Location & Zoning

Account Number10618643
Street Address20884 NAPA LOOP
CityESTERO
StateFL
Zip33928-9807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 1018
Legal SubdivisionVERDANA VILLAGE
Legal BlockB
Legal Lot Number1018
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20884 NAPA LOOP, ESTERO, FL 33928-9807
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC
Oct 30, 2024Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2025 · Amount on File
Deed SaleOct 23, 2025 · Amount on File
Deed Document Number2025285096
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateOct 23, 2025
Property Address20884 NAPA LOOP, ESTERO, FL 33928-9807
Document Number0000285096
Map ReferenceDOC 2023000039926
Instrument DateOct 22, 2025
Instrument2025000285096
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 2, 2026
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,519.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
Address20884 NAPA LOOP, ESTERO, FL 33928-9807

Mortgage

Document Number0000285097
DateOct 23, 2025
Instrument2025000285097
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateNov 1, 2035
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.1%
IndexSOFR Average 30-Day
Margin3
Max Rate11.1%

October 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateOct 30, 2024
Property Address20884 NAPA LOOP, ESTERO, FL 33928-9807
Document Number0000295384
Map ReferenceDOC 2023000039926
Instrument DateOct 30, 2024
Instrument2024000295384
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$4,718.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21101 DESIGN PARC LN STE 103, 103, ESTERO, FL 33928-9910

Transferred To (Grantee/Buyer)

NameVerified Name
Address24311 WALDEN CENTER DR STE 300, 300, BONITA SPRINGS, FL 34134-4937
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$727,934 (+473.09%) Land $115,717 Building $612,217$727,934 (+473.09%) Land $115,717 Building $612,217
2025$3,719.00 (+4.06%)$127,020 (-51.01%) Land $127,020$127,020 (-51.01%) Land $127,020
2024$3,574.00$259,298 Land $259,298$259,298 Land $259,298

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Napa Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures