20883 Covey Ct, Bend, OR 97701 Property Records

Deschutes County property record for 20883 Covey Ct, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,722 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Trust Names on File
Last Sale	$360,000 (Jul 2017)
Tax Bill	$4,586 (2025)
Deeds & Mortgages	May 2026 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171215-CB-00106`

Property Details

APN / Parcel Number

Primary APN	`171215-CB-00106`
Alternative APN	`240511`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,722 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	1,722 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,890 sqft (0.25 acres)
Garage Area	974 sqft
Deck Area	39 sqft

Location & Zoning

Account Number	240511
Street Address	20883 COVEY CT
City	BEND
State	OR
Zip	97701-5780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	QUAIL CROSSING PHASE 1 LOT 19
Legal Range	12
Legal Township	17
Legal Section	15
Legal Subdivision	QUAIL CROSSING PHASE 1
Legal Lot Number	19
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3026
Census Tract	1101

Owner

20883 Covey Ct is owner-occupied and held in a trust since August 2020.

Source: Deschutes County records, as of June 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20883 COVEY CT, BEND, OR 97701-5780
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Aug 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
Jul 7, 2017	Warranty Deed, Transfer · Conventional Mortgage OREGON ST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on File
Deed Sale	Jul 7, 2017 · Amount on File
Prior Sale	Jul 3, 2013 · Amount on File
Deed Document Number	201726403
Last Transfer Date	Aug 25, 2020
Transfer Doc	0000044262
Record Updated	Oct 29, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 21, 2026
Property Address	20883 COVEY CT, BEND, OR 97701-5780
Document Number	0000015262
Instrument Date	May 21, 2026
Instrument	202615262
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	20883 COVEY CT, BEND, OR 97701-5780

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Aug 31, 2020
Property Address	20883 COVEY CT, BEND, OR 97701-5780
Document Number	0000044262
Instrument Date	Aug 25, 2020
Instrument	2020-44262
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20883 COVEY CT, BEND, OR 97701-5780

Mortgage

Document Number	0000044263
Date	Aug 31, 2020
Instrument	2020-44263

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 7, 2017
Property Address	20883 COVEY CT, BEND, OR 97701-5780
Document Number	0000026403
Instrument Date	Jul 5, 2017
Instrument	26403
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20883 COVEY CT BEND OR 977015780, BEND, OR 97701-5780

Mortgage

Document Number	26404
Date	Jul 7, 2017
Instrument	26404

Lender

Name	OREGON ST CU
Address	CORVALLIS, OR 97339-0306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20883 Covey Ct was $4,586, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,586.00 (+3.94%)	$271,460 (+3%)	$773,290 (+1.51%) Land $231,000 Building $542,290
2024	$4,412.00 (+7.87%)	$263,560 (+3%)	$761,770 (+5.41%) Land $231,000 Building $530,770
2023	$4,090.00	$255,890	$722,680 Land $226,000 Building $496,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20883 Covey Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20883 Covey Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon, Webformix.

Cell Coverage

5G (outdoors only) and 4G LTE

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