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20882 Ross Rd, Fountain, FL 32438 Property Records

Bay County property record for 20882 Ross Rd, Fountain, FL 32438

Property Summary

Property TypeVacant Land
Lot Size18.5 acres (806,731 sqft)
Owner2 Individual Names on Record
Last Sale$80,700 (Feb 2021)
Tax Bill$1,021 (2025)
Deeds & MortgagesFeb 2021 Sale
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN03253-035-000

Property Details

APN / Parcel Number

Primary APN03253-035-000

Exterior

Lot Area806,731 sqft (18.5 acres)

Location & Zoning

Street Address20882 ROSS RD
CityFOUNTAIN
StateFL
Zip32438-2338
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeBC01
Legal Description34 2N 12W -10.4- COM AT SW COR OF NW1/4 OF SW1/4 TH E 208' FOR POB TH E
Legal Range12W
Legal Township02N
Legal Section34
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group2
Census Block2020
Census Tract301

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address810 E 8TH ST, LYNN HAVEN, FL 32444-1904
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Warranty Deed, Transfer
DIAMOND TITLE AGENCY INC
Jul 12, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2021 · Amount on Record
Deed SaleFeb 25, 2021 · Amount on Record
Prior SaleNov 19, 2015 · Amount on Record
Deed Document Number0004368400
Deed Book / Page3750 / 1869
Prior Transfer DateJul 12, 2017
Prior Transfer Doc2017039116
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 26, 2021
Property Address20882 ROSS RD, FOUNTAIN, FL 32438-2338
Document Number0043680400
Book / Page4368 / 400
Instrument DateFeb 25, 2021
Instrument2021013676
Transaction TypeTransfer
Record UpdatedJan 15, 2024
Title CompanyDIAMOND TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$564.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2302 COUNTRY CLUB DR, LYNN HAVEN, FL 32444-1994

Transferred To (Grantee/Buyer)

NameVerified Name
Address810 E 8TH ST, LYNN HAVEN, FL 32444-1904

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJul 12, 2017
Property Address20882 ROSS RD, FOUNTAIN, FL 32438-2338
Document Number0039170835
Book / Page003917 / 000835
Instrument DateFeb 24, 2017
Instrument39116
Transaction TypeTransfer
Record UpdatedAug 8, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4860 VIRGINIA LOOP RD MONTGOMERY AL 361164704, MONTGOMERY, AL 36116-4704

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,021.00 (+30.23%)$95,720 (+44.76%) Land $94,600 Building $1,120$95,720 (+44.76%) Land $94,600 Building $1,120
2023$784.00 (+27.07%)$66,125 (+23.55%) Land $65,005 Building $1,120$66,125 (+23.55%) Land $65,005 Building $1,120
2022$617.00$53,522 Land $53,522$53,522 Land $53,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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