20880 Top Knot Ln, Bend, OR 97701 Property Records

Deschutes County property record for 20880 Top Knot Ln, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,746 sqft · built 2005
Lot Size	0.139 acres (6,098 sqft)
Owner	Owner Name on Record
Last Sale	$130,000 (Jun 2010)
Tax Bill	$3,845 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171215 CB 00111`

Property Details

APN / Parcel Number

Primary APN	`171215 CB 00111`
Alternative APN	`240516`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,746 sqft Living Area
1st Floor Area	1,746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Mixed
Garage Area	491 sqft
Deck Area	100 sqft

Location & Zoning

Account Number	240516
Street Address	20880 TOP KNOT LN
City	BEND
State	OR
Zip	97701-0001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:25 SUBD:QUAIL CROSSING PHASE 1 SEC/TWN/RNG/MER:SEC 15 TWN 17 RNG 12 MAP REF:171215-CB
Legal Range	12E
Legal Township	17S
Legal Section	15
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	QUAIL CROSSING PHASE 1
Legal Lot Number	25
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3026
Census Tract	1101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	20880 TOP KNOT LN, BEND, OR 97701-0001
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2010 · Amount on Record
Deed Sale	Jun 25, 2010 · Amount on Record
Prior Sale	Oct 3, 2006 · Amount on Record
Deed Document Number	2010-24893
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20880 TOP KNOT LN, BEND, OR 97701-0001
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025189
Date	Jun 23, 2022
Instrument	2022-25189

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20880 TOP KNOT LN, BEND, OR 97701-0001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012880
Date	Apr 4, 2017
Instrument	2017-12880

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20880 TOP KNOT LN, BEND, OR 97701-0001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040358
Date	Aug 13, 2020
Instrument	2020-40358

Lender

Name	CELEBRITY HOME LOANS LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,845.00 (+3.95%)	$227,600 (+3%)	$675,930 (+1.47%) Land $216,000 Building $459,930
2024	$3,699.00 (+7.87%)	$220,980 (+3%)	$666,110 (+5.34%) Land $216,000 Building $450,110
2023	$3,429.00	$214,550	$632,350 Land $211,000 Building $421,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon, Webformix.

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