2088 Washington St, Gary, IN 46407 Property Records

Lake County property record for 2088 Washington St, Gary, IN 46407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,467 sqft · built 2005
Lot Size	0.203 acres (8,886 sqft)
Owner	Individual Name on File
Tax Bill	$1,971 (2024)
Deeds & Mortgages	Oct 2022 Second Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-47-0469-0009`

Property Details

APN / Parcel Number

Primary APN	`001-25-47-0469-0009`
Alternative APNs	`45-08-09-483-009.000-004` `254704690009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,467 sqft Living Area
Basement Area	1,467 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,886 sqft (0.203 acres)
Lot Dimensions	131 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	001-25-47-0469-0009
Old Parcel Number	254704690009
Street Address	2088 WASHINGTON ST
City	GARY
State	IN
Zip	46407-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WASHINGTON MANOR 1ST RESUB UNIT 2 LOT 31
Legal Subdivision	WASHINGTON MANOR #2 1ST RESUB
Legal Lot Number	31
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1031
Census Tract	11800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Andrew Means Park Manor Historic District listed 2024 · 409 contributing resources · NRIS 100010739

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2088 Washington St is owned and occupied by an individual who acquired it in July 2015.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2088 WASHINGTON ST, GARY, IN 46407-2516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECH CU
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2015
Deed Sale	Jul 29, 2015
Prior Sale	Nov 21, 2014 · Amount on File
Deed Document Number	2015 047120
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	2088 WASHINGTON ST, GARY, IN 46407-2516
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043475
Date	Oct 26, 2022
Instrument	2022-543475

Lender

Name	TECH CU
Type	Credit Union
Address	CROWN POINT, IN 46307

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 24, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	2088 WASHINGTON ST, GARY, IN 46407-2516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096770
Date	Dec 29, 2020
Instrument	2020-096770

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,200 Land $23,200 Building $156,000	$179,200 Land $23,200 Building $156,000
2024	$1,971.00
2023		$162,000 (+11.96%) Land $23,200 Building $138,800	$162,000 (+11.96%) Land $23,200 Building $138,800
2022	$1,724.00 Homeowner's exemption	$144,700 Land $13,200 Building $131,500	$144,700 Land $13,200 Building $131,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2088 Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2088 Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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