2088 Smith Rd, Hope Mills, NC 28348 Property Records

Cumberland County property record for 2088 Smith Rd, Hope Mills, NC 28348

Property Summary

Property Type	Rural Home
Details	3 bd · 1,844 sqft · built 2023
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (Aug 2023)
Tax Bill	$2,360 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`0443-02-9140`

Property Details

APN / Parcel Number

Primary APN	`0443-02-9140`

Interior

Bedrooms	3 Beds
Building Area	1,844 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	20,038 sqft (0.46 acres)
Garage Area	548 sqft

Location & Zoning

Street Address	2088 SMITH RD
City	HOPE MILLS
State	NC
Zip	28348-8485
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R20A-RESID
Legal Description	MORNING GLORY LO:2 PH:1 PL:0148-0071
Legal Subdivision	MORNING GLORY SUB
Legal Phase	1
Legal Lot Number	2
Jurisdiction	CUMBERLAND NC
Township / Civil Division	GRAYS CREEK
Census Block Group	1
Census Block	1004
Census Tract	3004

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2088 SMITH RD, HOPE MILLS, NC 28348-8485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 17, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Deed Document Number	202324770
Deed Book / Page	11795 / 236
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Aug 7, 2023
Property Address	2088 SMITH RD, HOPE MILLS, NC 28348-8485
Document Number	0117950236
Book / Page	11795 / 236
Map Reference	MB 148 PG 71
Instrument Date	Jul 28, 2023
Instrument	24770
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$586.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2704 CREEKDEW CT, FAYETTEVILLE, NC 28306-3401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2088 SMITH RD, HOPE MILLS, NC 28348-8485

Mortgage

Document Number	0117950238
Date	Aug 7, 2023
Book Page	11795/238
Instrument	24771

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Feb 17, 2023
Property Address	2088 SMITH RD, HOPE MILLS, NC 28348-8485
Document Number	0116740058
Book / Page	11674 / 58
Map Reference	MB 148 PG 71
Instrument Date	Feb 16, 2023
Instrument	4855
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4239 CAMERON RD, FAYETTEVILLE, NC 28306-7106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2704 CREEKDEW CT, FAYETTEVILLE, NC 28306-3401

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,360.00
2025	$2,360.00 (+29.67%)	$251,094 (+45.72%) Land $17,500 Building $233,594	$251,094 (+45.72%) Land $17,500 Building $233,594
2024	$1,820.00 (+1,991.95%)	$172,311 (+1,869.27%) Land $8,750 Building $163,561	$172,311 (+1,869.27%) Land $8,750 Building $163,561
2023	$87.00	$8,750 Land $8,750	$8,750 Land $8,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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