2088 Penstone Loop, Roseville, CA 95747 Property Records

Placer County property record for 2088 Penstone Loop, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 2007
Lot Size	0.139 acres (6,049 sqft)
Owner	2 Company Names on Record
Last Sale	$669,000 (Jan 2022)
Tax Bill	$9,310 (2025)
Deeds & Mortgages	Jan 2022 Sale Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`490-100-012-000`

Property Details

APN / Parcel Number

Primary APN	`490-100-012-000`
Alternative APN	`490-100-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,992 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,049 sqft (0.139 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	490-100-012
Street Address	2088 PENSTONE LOOP
City	ROSEVILLE
State	CA
Zip	95747-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 12 WESTPARK VILLAGE 1, PH 1, MOR AA-93
Legal Subdivision	WESTPARK VILLAGE
Legal Lot Number	12
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1000
Census Tract	21325

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2088 PENSTONE LOOP, ROSEVILLE, CA 95747-8811
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Grant Deed, Transfer PLACER TITLE COMPANY
Feb 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Feb 25, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Feb 25, 2008 · Amount on Record
Deed Document Number	20224893
Prior Transfer Date	Sep 23, 2011
Prior Transfer Doc	0000077976
Record Updated	Sep 20, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 18, 2022
Property Address	2088 PENSTONE LOOP, ROSEVILLE, CA 95747-8811
Document Number	0000004893
Map Reference	MB AA PG 93
Instrument Date	Jan 5, 2022
Instrument	2022-0004893
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2088 PENSTONE LOOP, ROSEVILLE, CA 95747-8811

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Feb 23, 2021
Property Address	2088 PENSTONE LOOP, ROSEVILLE, CA 95747-8811
Document Number	0000025592
Map Reference	MB AA PG 93
Instrument Date	Feb 16, 2021
Instrument	2021-0025592
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2088 PENSTONE LOOP, ROSEVILLE, CA 95747-8811

Mortgage

Document Number	0000025593
Date	Feb 23, 2021
Instrument	2021-0025593

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Feb 25, 2021
Property Address	2088 PENSTONE LOOP, ROSEVILLE, CA 95747-8811
Document Number	0000026930
Map Reference	MB AA PG 93
Instrument Date	Feb 16, 2021
Instrument	2021-0026930
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2088 PENSTONE LOOP, ROSEVILLE, CA 95747-8811

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$614,000 (-3%) Land $123,900 Building $490,100
2025	$9,310.00 (+1.68%)	$633,000 (+0.8%) Land $127,700 Building $505,300
2023	$9,156.00 (+23.11%)	$628,000 Land $126,700 Building $501,300
2022	$7,437.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Succeed.Net, T-Mobile, Zeta Broadband.

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