2088 E Ridge Rd, Layton, UT 84040 Property Records

Davis County property record for 2088 E Ridge Rd, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,003 sqft · built 1964
Lot Size	0.469 acres (20,430 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-017-0032`

Property Details

APN / Parcel Number

Primary APN	`11-017-0032`
Alternative APN	`110170030`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,003 sqft Living Area
Basement Area	2,003 sqft
Unfinished Basement	2,003 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,430 sqft (0.469 acres)
View / Lot	Corner

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2088 E RIDGE RD
City	LAYTON
State	UT
Zip	84040-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	ALL OF LOT 26, WHEAT RIDGE SUB. CONT. 0.35 ACRES ALSO, BEG AT NW COR OF LOT 26, WHEAT RIDGE SUB; TH S 79^30' W 25.0 FT; TH S 10^30' E 145.25 FT TO S'LY LINE LOT 25 SD SUB; TH S 38^35' E 22.66
Legal Subdivision	RIDGE SUB
Legal Lot Number	25-26
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	4
Census Block	4003
Census Tract	125905

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2088 E RIDGE RD, LAYTON, UT 84040-4516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2088 E RIDGE RD, LAYTON, UT 84040-4516
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003353609
Date	Mar 1, 2021
Book Page	7706/2759
Instrument	3353609

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2088 E RIDGE RD, LAYTON, UT 84040-4516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST E

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003214668
Date	Dec 30, 2019
Book Page	7418/0217
Instrument	3214668

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,951 (-0.84%) Land $173,674 Building $150,277	$589,000 (-0.84%) Land $315,770 Building $273,230
2025	$3,447.00 (+5.93%)	$326,700 (-40.27%) Land $169,496 Building $157,204	$594,000 (+8.59%) Land $308,175 Building $285,825
2024	$3,254.00 (+2.26%)
2023	$3,182.00 (-5.86%)	$547,000 Land $223,900 Building $323,100	$547,000 Land $223,900 Building $323,100
2022	$3,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 64% of Utah
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Utah Broadband.

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